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Overview

3 bd2 ba1,863 sqft2 car garageSingle Family
TypeSingle Family
HOA$164/mo
Built1979
Lot10,594 sqft
Living area1,863 sqft
Price / sqft$268
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

3280 Skene Ter is a 1979-built home in Highland Lakes, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,863 square feet of living space. Listed at $499,900 (about $268/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!

The essentials

Built
1979
Price / sqft
$268
On market
25 days
Annual tax
$2,202
HOA
$164/mo
Flood zone
X · Low risk
Lot
10,594 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Community pool
Shared amenity
2 car garage
Driveway
10,594 sqft lot
Lot size
1,863 sqft
Living area

Payment

Est. monthly payment
$3,204/mo
Down payment (20%)
$99,980
Property taxes
$183/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
10,594 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Golf Cart Parking
Days on Market
25
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,202
Parcel #
05-28-16-38902-000-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Lakes
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
10,594 sqft
Cul-De-SacLevelNear Golf CourseOversized LotSidewalkPaved
HOA
$164/mo
Highland Lakes HOA

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #TB8552436
$499,900-2.0%
$268/sqft
9/23/2026
Listed for sale
Source: Stellar MLS #TB8552436
$510,000
$274/sqft

Neighborhood

3280 Skene Ter
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$492,500 – $499,900
98.4% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 34684 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 25 after a $10,100 cut.

Sample: 148 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,205/mo
Principal & interest$2,607
Property taxes$183
Insurance$250
HOA$164
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$268 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,863 sq ft

Time on market

25 days

Year built

1979

Monthly payment

About $3,204/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,202 annual tax bill, insurance, and the $164/mo HOA fee.

HOA fee

$164/mo

Managed by Highland Lakes HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Amanda JustusListing data from Stellar MLS, MLS# TB8552436.

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