8 Citrus Dr, photo 1
ActiveOpen Sat 11 AM to 4 PM
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Overview

4 bd4 ba2,094 sqftSingle Family
TypeSingle Family
HOANone listed
Built1968
Lot5,981 sqft
Living area2,094 sqft
Price / sqft$315

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Saturday, Oct 17 · 11:00 AM to 4:00 PM

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

8 Citrus Dr is a 1968-built home in Lake Shore Estates 4th Add, Palm Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,094 square feet of living space. Listed at $659,000 (about $315/sqft), 16 days on market. Flood zone AE/X - confirm flood insurance requirements with your lender.

From the listing

2.75% ASSUMABLE MORTGAGE AVAILABLE, SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION! Discover exceptional Lake Tarpon waterfront living with a flexible layout designed for multigenerational households. Whether parents are moving in with family, adult children are staying home longer, or guests need their own space, two primary suites and a separate exterior entrance offer privacy and connection under one roof. This extensively renovated home features 4 bedrooms, 3.5 bathrooms, and over 2,000 square feet of thoughtfully designed living space. Modern renovations combine custom finishes with everyday comfort. The open kitchen showcases soft-close cabinetry, Brazilian granite countertops, custom fixtures, and stainless steel LG appliances. Porcelain tile flooring flows into an expansive great room featuring a vaulted, solid wood coffered ceiling, built-in features, a projection television setup, and stunning lake views. The split-bedroom floor plan provides separation between the two primary suites. One suite features a spacious walk-in shower with dual shower heads and custom closet storage, while the second offers a private bathroom, generous walk-in closet, and separate exterior access. Accessibility modifications in an additional bathroom provide added flexibility. A full-size laundry room includes cabinetry and a utility sink. Double-pane sliding doors open to a private waterfront retreat with a 20-by-12-foot dock with electrical connectivity, a covered porch, and an outdoor food preparation area. Enjoy fishing, relaxing, and entertaining overlooking Lake Tarpon. Additional features include a fenced yard, aluminum hurricane shutters, and exterior storage room. Roof replaced in 2013, HVAC in 2017, and tankless water heater in 2018. Per seller, the home remained high and dry during both recent hurricanes. Convenient to shopping, dining, and Gulf Coast beaches. Experience a waterfront home with room to bring everyone together!

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The essentials

Built
1968
Price / sqft
$315
On market
16 days
Annual tax
$9,003
Flood zone
AE/X
Lot
5,981 sqft
Type
Single Family Residence

At a glance

Single family
Built 1968
Waterfront
Canal - Freshwater
5,981 sqft lot
Lot size
2,094 sqft
Living area

Payment

Est. monthly payment
$4,517/mo
Down payment (20%)
$131,800
Property taxes
$750/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1968
Lot
5,981 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway
Waterfront
Canal - Freshwater
Days on Market
16
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Outdoor Kitchen
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE/X
Annual Tax (2025)
$9,003
Parcel #
30-27-16-48564-000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Shore Estates 4th Add
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
5,981 sqft
Flood Insurance RequiredFloodZoneLandscapedPrivate

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8553786
$659,000
$315/sqft

Neighborhood

8 Citrus Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $659,000
$650,000 – $659,000
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 16.

Sample: 147 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,517/mo
Principal & interest$3,437
Property taxes$750
Insurance$330
Down payment20% · $131,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$659,000

$315 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,094 sq ft

Time on market

16 days

Year built

1968

Monthly payment

About $4,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,003 annual tax bill, insurance.

Flood zone

Zone AE/X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX COLLECTIVEListing agent: Heather StottsListing data from Stellar MLS, MLS# TB8553786.

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