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About this home
9912 Smarty Jones Dr is a 2017-built home in Belmont Ph 1c, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,421 square feet of living space. Listed at $515,000 (about $213/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $158 annually.
Virtually Staged. THIS IS THE POOL HOME YOU’VE BEEN WAITING FOR! Beautifully upgraded, meticulously maintained and designed for the ultimate Florida lifestyle, this impressive Lennar Lancaster floor plan combines resort-style outdoor living with extensive modern upgrades, natural gas and thoughtful details throughout. Built in 2018, this home has been continuously enhanced to create a truly move-in-ready property where many of the big-ticket improvements have already been completed. The extended paver walkway and welcoming front porch create an inviting first impression before stepping inside. YOUR OWN PRIVATE BACKYARD RETREAT AWAITS! Added in 2020, the heated saltwater pool and screened pool enclosure feature a powerful 450,000 BTU natural gas heater, full smartphone automation allowing you to control pool functions from virtually anywhere, and a Paramount in-floor cleaning system—no traditional pool-cleaning robot needed. The spacious screened lanai provides an incredible setting for relaxing and entertaining, with natural gas connections already in place for a BBQ grill, outdoor kitchen, patio heater or fire pit. Electrical outlets are conveniently located both inside and outside the pool enclosure. Paver walkways extend along both sides of the home to the gates, while the 6-foot privacy fence installed in 2020 creates a private backyard oasis. Inside, the spacious Lancaster design features ceramic tile throughout the main living areas and an impressive kitchen showcasing 42-inch staggered espresso cabinetry with crown molding, granite countertops, pendant lighting over the island and a double oven with convection capability. A KitchenAid dishwasher installed in 2023, updated kitchen faucet and newer disposal add to the home's thoughtful improvements. Sliding glass doors from the family room create a seamless transition to the lanai and pool for effortless indoor-outdoor entertaining. The primary suite offers a relaxing retreat with dual vanities, espresso cabinetry, granite countertops, garden tub and separate walk-in shower, accented by nickel lighting and hardware. One secondary bathroom features a walk-in shower, while another offers a tub/shower combination, both finished with espresso cabinetry and granite countertops. The home was converted to natural gas in 2020 with an upgraded gas meter designed to accommodate the home's gas appliances. Improvements include a high-output natural gas tankless water heater, gas cooking and gas dryer capability, while electrical connections for the range and dryer remain for added flexibility. The Electrolux washer and gas dryer installed in 2022 are included. Additional features include upgraded carpet and padding installed in 2025, select updated interior paint and ceiling fans, Nest thermostat, hurricane shutters, whole-home backup generator connection installed in 2021, overhead garage storage and attic storage with a pull-down ladder. The home is wired for an exterior water softener, and the HVAC system has been professionally maintained annually. Front garden and park-strip electrical outlets make holiday decorating effortless and are conveniently controlled by a switch near the front porch. Enjoy an impressive array of community amenities including a resort-style pool and clubhouse, playground, tennis and basketball courts, and dog park—providing even more opportunities to relax, play and enjoy the Florida lifestyle.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$515,000
$213 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,421 sq ft
Time on market
10 days
Year built
2017
Monthly payment
About $3,609/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,831 annual tax bill, insurance, and the $158/yr HOA fee.
HOA fee
$158/yr
Managed by Tina Farrell.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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