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Overview

4 bd3 ba2,421 sqft3 car garageSingle Family
TypeSingle Family
HOA$158/yr
Built2017
Lot7,205 sqft
Living area2,421 sqft
Price / sqft$213
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone Counters

9912 Smarty Jones Dr is a 2017-built home in Belmont Ph 1c, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,421 square feet of living space. Listed at $515,000 (about $213/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $158 annually.

From the listing

Virtually Staged. THIS IS THE POOL HOME YOU’VE BEEN WAITING FOR! Beautifully upgraded, meticulously maintained and designed for the ultimate Florida lifestyle, this impressive Lennar Lancaster floor plan combines resort-style outdoor living with extensive modern upgrades, natural gas and thoughtful details throughout. Built in 2018, this home has been continuously enhanced to create a truly move-in-ready property where many of the big-ticket improvements have already been completed. The extended paver walkway and welcoming front porch create an inviting first impression before stepping inside. YOUR OWN PRIVATE BACKYARD RETREAT AWAITS! Added in 2020, the heated saltwater pool and screened pool enclosure feature a powerful 450,000 BTU natural gas heater, full smartphone automation allowing you to control pool functions from virtually anywhere, and a Paramount in-floor cleaning system—no traditional pool-cleaning robot needed. The spacious screened lanai provides an incredible setting for relaxing and entertaining, with natural gas connections already in place for a BBQ grill, outdoor kitchen, patio heater or fire pit. Electrical outlets are conveniently located both inside and outside the pool enclosure. Paver walkways extend along both sides of the home to the gates, while the 6-foot privacy fence installed in 2020 creates a private backyard oasis. Inside, the spacious Lancaster design features ceramic tile throughout the main living areas and an impressive kitchen showcasing 42-inch staggered espresso cabinetry with crown molding, granite countertops, pendant lighting over the island and a double oven with convection capability. A KitchenAid dishwasher installed in 2023, updated kitchen faucet and newer disposal add to the home's thoughtful improvements. Sliding glass doors from the family room create a seamless transition to the lanai and pool for effortless indoor-outdoor entertaining. The primary suite offers a relaxing retreat with dual vanities, espresso cabinetry, granite countertops, garden tub and separate walk-in shower, accented by nickel lighting and hardware. One secondary bathroom features a walk-in shower, while another offers a tub/shower combination, both finished with espresso cabinetry and granite countertops. The home was converted to natural gas in 2020 with an upgraded gas meter designed to accommodate the home's gas appliances. Improvements include a high-output natural gas tankless water heater, gas cooking and gas dryer capability, while electrical connections for the range and dryer remain for added flexibility. The Electrolux washer and gas dryer installed in 2022 are included. Additional features include upgraded carpet and padding installed in 2025, select updated interior paint and ceiling fans, Nest thermostat, hurricane shutters, whole-home backup generator connection installed in 2021, overhead garage storage and attic storage with a pull-down ladder. The home is wired for an exterior water softener, and the HVAC system has been professionally maintained annually. Front garden and park-strip electrical outlets make holiday decorating effortless and are conveniently controlled by a switch near the front porch. Enjoy an impressive array of community amenities including a resort-style pool and clubhouse, playground, tennis and basketball courts, and dog park—providing even more opportunities to relax, play and enjoy the Florida lifestyle.

The essentials

Built
2017
Price / sqft
$213
On market
10 days
Annual tax
$7,831
HOA
$158/yr
Flood zone
X · Low risk
Lot
7,205 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Private pool
Heated
3 car garage
Driveway
7,205 sqft lot
Lot size
2,421 sqft
Living area

Payment

Est. monthly payment
$3,609/mo
Down payment (20%)
$103,000
Property taxes
$653/mo
HOA
$158/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
7,205 sqft
Cooling
Central Air
Heating
Central, Electric, Natural Gas
Parking
Driveway, Garage Door Opener
Pool
Auto Cleaner, Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Days on Market
10
Ceiling Fans(s)
Eat-in Kitchen
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,831
Parcel #
U-19-31-20-9Z7-000010-00009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belmont Ph 1c
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
7,205 sqft
In CountyLandscapedSidewalkPaved
HOA
$158/yr
Tina Farrell

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8553752
$515,000+87.9%
$213/sqft
4/9/2018
Sold
Source: Hillsborough County Public Record
$274,100
$113/sqft

Neighborhood

9912 Smarty Jones Dr
Ruskin, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.2% – 100% of listTops out right at the list price
80% of listList price
116 of the last 231 home closings in 33573 landed at this number or higher (50%). The median one sat 44 days before it went under contract, and this one is on day 10.

Sample: 231 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,609/mo
Principal & interest$2,686
Property taxes$653
Insurance$258
HOA$13
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$213 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,421 sq ft

Time on market

10 days

Year built

2017

Monthly payment

About $3,609/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,831 annual tax bill, insurance, and the $158/yr HOA fee.

HOA fee

$158/yr

Managed by Tina Farrell.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Jennifer FieoListing data from Stellar MLS, MLS# TB8553752.

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