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Overview

3 bd2 ba1,976 sqft2 car garageSingle Family
TypeSingle Family
HOA$65/yr
Built1994
Lot7,810 sqft
Living area1,976 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomThermostatVaulted Ceiling(s)

4605 Oak River Cir is a 1994-built home in River Crossing, Valrico. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,976 square feet of living space. Listed at $399,999 (about $202/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $65 annually.

From the listing

Come experience this Bloomingdale Beauty! Pride of ownership shines throughout this impeccably maintained 3-bedroom, 2-bath home featuring a bonus room and a dedicated office—perfect for today’s flexible lifestyle. From the moment you arrive, you’ll notice the impressive curb appeal and lush, mature landscaping that surrounds the property. Step inside to find stunning new flooring, cathedral ceilings, and a bright, welcoming layout. The kitchen features a beautiful double oven and well-kept appliances, offering an ideal space for cooking and entertaining. All bedrooms are generously sized, and the bonus room and office provide plenty of options for work, play, or relaxation. Make your way to the backyard to enjoy true Florida living. A screened-in porch offers the perfect spot to sip your morning coffee or unwind in the evenings. Beyond the porch, a spacious, fully pavered patio awaits—complete with a built-in fire pit for cozy nights under the stars. Additional upgrades include hurricane-impact windows and doors throughout, a new A/C unit installed in 2022, and exterior paint completed with long-lasting Lifetime paint. This home has been exceptionally cared for, and it shows the moment you pull into the driveway. Don’t miss your chance to see this gem in person!

The essentials

Built
1994
Price / sqft
$202
On market
14 days
Annual tax
$2,820
HOA
$65/yr
Flood zone
X · Low risk
Lot
7,810 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
2 car garage
7,810 sqft lot
Lot size
1,976 sqft
Living area

Payment

Est. monthly payment
$2,526/mo
Down payment (20%)
$80,000
Property taxes
$235/mo
HOA
$65/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
7,810 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
14
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Fire Pit
Private Mailbox
Private Yard
Rain Gutters
Storage
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,820
Parcel #
U-18-30-21-37N-000007-00014.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Crossing
County
Hillsborough
MLS Area
33596 - Valrico
Lot Size
7,810 sqft
HOA
$65/yr
Sean Donally

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8553933
$399,999
$202/sqft

Neighborhood

4605 Oak River Cir
Valrico, FL, 33596 · 33596 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$397,500 – $399,999
99.5% – 100% of listTops out right at the list price
80% of listList price
92 of the last 183 home closings in 33596 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 14.

Sample: 183 closed home sales in 33596 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,526/mo
Principal & interest$2,086
Property taxes$235
Insurance$200
HOA$5
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$202 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,976 sq ft

Time on market

14 days

Year built

1994

Monthly payment

About $2,526/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,820 annual tax bill, insurance, and the $65/yr HOA fee.

HOA fee

$65/yr

Managed by Sean Donally.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMORRIS REALTYListing agent: Matthew LyonsListing data from Stellar MLS, MLS# TB8553933.

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