104 Cactusflower Ln, photo 1
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Overview

2 bd2 ba1,828 sqftSingle Family
TypeSingle Family
HOA$273/qtr
Built1978
Lot4,410 sqft
Living area1,828 sqft
Price / sqft$137

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

104 Cactusflower Ln is a 1978-built home in Sun City Center Unit 45, Sun City Center. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $250,000 (about $137/sqft), 10 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $273 quarterly.

From the listing

Virtually Staged. WATERFRONT LIVING IN SUN CITY CENTER! Discover the perfect blend of comfort, style, and Florida waterfront living in this beautifully updated 2-bedroom, 2-bath home with 1,828 square feet of living space and tranquil water views. From the moment you arrive, you’ll appreciate the pride of ownership and extensive improvements throughout. Inside, the home features newer flooring throughout, including both bathrooms and the lanai, fresh interior and exterior paint, upgraded lighting and ceiling fans, and thoughtfully added shelving for enhanced storage and organization. The kitchen and living spaces benefit from custom cabinet doors and soft-close hinges, adding a refined touch to the everyday experience. Both bathrooms have been tastefully refreshed with new vanities, updated shower hardware, and new toilets, creating a clean and contemporary feel. Major updates include a newer roof, electrical panel, and hot water heater, providing added peace of mind for the next owner. Step outside to the lanai overlooking the water, where you can relax with your morning coffee, entertain friends, or simply enjoy the peaceful Florida surroundings. This is more than a home—it’s an opportunity to enjoy the waterfront lifestyle in one of Sun City Center’s most desirable 55+ communities. Move-in ready, thoughtfully updated, and perfectly positioned on the water—this is one you won’t want to miss!

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The essentials

Built
1978
Price / sqft
$137
On market
10 days
Annual tax
$4,443
HOA
$273/qtr
Flood zone
X* · Low risk
Lot
4,410 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Waterfront
Pond
Community pool
Fitness center too
4,410 sqft lot
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$1,890/mo
Down payment (20%)
$50,000
Property taxes
$370/mo
HOA
$273/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
4,410 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Pond
Days on Market
10
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Sidewalk
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Pool
Special Community Restrictions
Tennis Court(s)
Dishwasher
Dryer
Range
Refrigerator
Washer
Flood Zone X*
Annual Tax (2025)
$4,443
Parcel #
U-07-32-20-2X1-000002-00014.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sun City Center Unit 45
County
Hillsborough
MLS Area
33573 - Sun City Center / Ruskin
Lot Size
4,410 sqft
City LimitsIn CountyLevel
HOA
$273/qtr
Communities First

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #TB8554470
$250,000+127.3%
$137/sqft
7/25/2013
Sold
Source: Hillsborough County Public Record
$110,000
$60/sqft

Neighborhood

104 Cactusflower Ln
Sun City Center, FL, 33573 · 33573 - Sun City Center / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$247,500 – $250,000
99.2% – 100% of listTops out right at the list price
80% of listList price
119 of the last 236 home closings in 33573 landed at this number or higher (50%). The median one sat 44 days before it went under contract, and this one is on day 10.

Sample: 236 closed home sales in 33573 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,890/mo
Principal & interest$1,304
Property taxes$370
Insurance$125
HOA$91
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$137 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,828 sq ft

Time on market

10 days

Year built

1978

Monthly payment

About $1,890/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,443 annual tax bill, insurance, and the $273/qtr HOA fee.

HOA fee

$273/qtr

Managed by Communities First.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Kevin JacobsListing data from Stellar MLS, MLS# TB8554470.

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