2620 Cove Cay Dr #307, photo 1
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Overview

2 bd2 ba1,050 sqftCondominium
TypeCondominium
Condo dues$893/mo
Built1974
Living area1,050 sqft
Price / sqft$176

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboGated Community - GuardGated Community - No GuardGolfPoolRestaurant

2620 Cove Cay Dr #307 is a 1974-built home in Cove Cay 26-20 Village II, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,050 square feet of living space. Listed at $184,900 (about $176/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $893 monthly.

From the listing

Virtually Staged. This beautiful third-floor end-unit condominium offers comfort, privacy, and resort-style living in the desirable gated golf course community of Cove Cay. From the moment you enter, you’ll appreciate the expansive views of the Tampa Bay and the manicured golf course. The bright and open layout is ideal for both everyday living and entertaining. The kitchen features modern cabinetry, ceramic tile flooring, and a view of the clubhouse and pool. Both generously sized bedrooms features an abundance of natural light and comfortable retreats. The primary suite includes built-in cabinetry, a walk-in closet, and an updated private bathroom with a glass-enclosed walk-in shower. Additional features include a private laundry and storage room located directly across the hallway exclusively for this unit, complete with a washer and dryer, as well as assigned covered parking conveniently accessible by elevator. Cove Cay is a distinctive waterfront golf course community with lush tropical landscaping, ponds, fountains, and beautifully maintained grounds. Enjoy resort-style amenities, including a swimming pool, clubhouse, 18-hole golf course, on-site dining at the Bayview Grille and Marina Bar, 24-hour gated security, and on-site management. The Cove Cay Community is conveniently located in Pinellas County along Tampa Bay, Cove Cay offers easy access to Clearwater Beach, St. Petersburg, downtown Tampa, shopping, dining, entertainment, and both Tampa International and St. Pete–Clearwater International Airports.

The essentials

Built
1974
Price / sqft
$176
On market
3 days
Annual tax
$1,094
Condo dues
$893/mo
Flood zone
AE
Type
Condominium

At a glance

High-rise condo
10 stories · 1974
Waterfront
Pond
Community pool
Shared amenity
Assigned parking
1,050 sqft
Living area

Payment

Est. monthly payment
$2,041/mo
Down payment (20%)
$36,980
Property taxes
$91/mo
Condo dues
$893/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Open
Waterfront
Pond
Days on Market
3
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Gated Community - Guard
Gated Community - No Guard
Golf
Pool
Restaurant
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,094
Parcel #
29-29-16-18714-000-0307

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay 26-20 Village II
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
-
Condo dues
$893/mo
Lori Pollock

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #TB8554846
$184,900
$176/sqft

Neighborhood

2620 Cove Cay Dr #307
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $184,900
$182,500 – $184,900
98.7% – 100% of listTops out right at the list price
80% of listList price
19 of the last 36 condo closings in 33760 landed at this number or higher (53%). The median one sat 49 days before it went under contract, and this one is on day 3.

Sample: 36 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,041/mo
Principal & interest$964
Property taxes$91
Insurance$92
HOA$893
Down payment20% · $36,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$184,900

$176 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,050 sq ft

Time on market

3 days

Year built

1974

Monthly payment

About $2,041/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,094 annual tax bill, insurance, and $893/mo in condo dues.

Condo dues

$893/mo

Managed by Lori Pollock.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySUN WAVE REALTY LLCListing agent: Scott FellersListing data from Stellar MLS, MLS# TB8554846.

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