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Overview

3 bd3 ba1,976 sqft1 car garageSingle Family
TypeSingle Family
HOA$264/yr
Built2009
Lot7,500 sqft
Living area1,976 sqft
Price / sqft$380
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Window TreatmentsBalconyFire PitLighting

3423 Palometa Dr is a 2009-built home in Hernando Beach, Hernando Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,976 square feet of living space. Listed at $750,000 (about $380/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $264 annually.

From the listing

Welcome to your own slice of Florida waterfront paradise! This impressive three-story Hernando Beach home offers an incredible opportunity to embrace life on the water. With it’s own floating dock, your next boating adventure is always within reach, with direct access to the Gulf of America. Imagine spending your days cruising the waterways and your evenings relaxing on the balcony, watching spectacular sunsets paint the sky over the water. Offering three bedrooms and two-and-a-half baths, this inviting residence combines comfort, style, and everyday convenience. The updated kitchen is a standout, featuring granite countertops, stainless steel appliances, and solid wood cabinetry enhanced by a beautiful aqua/turquoise tile backsplash. Luxury flooring, ceramic tile, and plush carpeting create a welcoming atmosphere throughout, while a cozy fireplace adds warmth and charm. Additional features include interior laundry, a tankless water heater, and a whole-house water softener. Step outside and discover your own private retreat! The heated saltwater pool, accented by attractive lighting, sets the scene for refreshing swims, relaxing afternoons, and memorable gatherings with family and friends. A newly installed irrigation system helps keep the grounds looking their best, while the nearby conservation area provides a peaceful natural setting and added privacy. The spacious primary suite offers a wonderful place to unwind, complete with a private balcony where you can soak in those breathtaking waterfront sunsets. An oversized two-car garage provides plenty of room for parking and extra storage. Whether you envision a year-round waterfront home or a special Florida getaway, this property offers the perfect opportunity to enjoy the lifestyle so many dream about. Bring your boat, embrace the sunshine, and get ready to make wonderful waterfront memories! $750.000

The essentials

Built
2009
Price / sqft
$380
On market
3 days
Annual tax
$5,622
HOA
$264/yr
Flood zone
AE
Lot
7,500 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2009
Waterfront
Canal - Brackish
Private pool
Heated
1 car garage
Driveway
7,500 sqft lot
Lot size

Payment

Est. monthly payment
$4,778/mo
Down payment (20%)
$150,000
Property taxes
$469/mo
HOA
$264/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2009
Lot
7,500 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad, Garage
Pool
In Ground, Child Safety Fence, Gunite, Heated, Lighting, Salt Water
Waterfront
Canal - Brackish, Canal Front
Days on Market
3
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Fire Pit
Lighting
Buyer Approval Required
Deed Restrictions
Park
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Westside Elementary-HN
Middle
Fox Chapel Middle School
High
Weeki Wachee High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,622
Parcel #
R24-223-16-2370-0140-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
7,500 sqft
LevelNear MarinaPaved
HOA
$264/yr
Real Manage

Price history

Date
Event
Price
10/10/2026
Listed for sale
Source: Stellar MLS #TB8554910
$750,000
$380/sqft

Neighborhood

3423 Palometa Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $750,000
$725,000 – $750,000
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 3.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,777/mo
Principal & interest$3,912
Property taxes$469
Insurance$375
HOA$22
Down payment20% · $150,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$750,000

$380 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,976 sq ft

Time on market

3 days

Year built

2009

Monthly payment

About $4,778/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,622 annual tax bill, insurance, and the $264/yr HOA fee.

HOA fee

$264/yr

Managed by Real Manage.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Georgia BickfordListing data from Stellar MLS, MLS# TB8554910.

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