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Overview

4 bd2 ba2,394 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot10,623 sqft
Living area2,394 sqft
Price / sqft$340
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersThermostatWindow Treatments

4087 Gulf Coast Dr is a 1977-built home in Hernando Beach, Hernando Beach. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,394 square feet of living space. Listed at $815,000 (about $340/sqft), 23 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

WATERFRONT FLORIDA LIVING WITH DIRECT GULF OF MEXICO ACCESS, SCREENED POOL & OUTDOOR KITCHEN! Welcome home to this beautifully updated waterfront property offering an impressive combination of comfortable interior space, outdoor entertaining and the Florida waterfront lifestyle. Enjoy direct boating access to the Gulf of Mexico, making this an ideal home for boating, fishing, kayaking and enjoying everything Florida's Nature Coast provides. Step inside to a bright, fresh and inviting interior featuring a neutral color palette, attractive flooring and crisp bright trim throughout. The home's comfortable layout provides plenty of space for everyday living as well as entertaining family and friends. Multiple windows bring in abundant natural light, while the updated finishes give the home a clean and welcoming feel. The spacious bedrooms provide comfortable retreats with plenty of room for furnishings and storage. The bathrooms feature clean, bright finishes, and the home's additional interior spaces provide flexibility for storage and everyday household needs. A dedicated laundry room includes a washer and dryer, utility sink, cabinetry, countertop workspace and additional shelving. A separate mudroom/storage area provides even more functional space. Multiple French doors connect the interior living areas directly to the covered lanai, creating an easy transition between indoor and outdoor living. This layout makes the home especially well suited for entertaining and taking advantage of Florida's year-round outdoor lifestyle. Step outside and discover where this property really shines. The expansive covered lanai provides plenty of room for outdoor dining, relaxing and entertaining and features a built-in outdoor kitchen with bar seating, grill, sink, generous countertop space and storage. Just beyond the covered patio is the large screened salt water swimming pool, surrounded by an expansive paver deck with plenty of room for lounging in the Florida sunshine. The backyard overlooks the waterfront canal with direct Gulf of Mexico access, providing beautiful water views from the pool, patio and yard. Spend your days boating and fishing, launch a kayak for an afternoon on the water, relax by the pool, or entertain friends and family from your outdoor kitchen and spacious covered lanai. Additional features include a separate storage/workshop area, generous interior storage, multiple access points to the pool and lanai, fenced pool area, mature palms and a spacious waterfront backyard. Direct Gulf Access + Spacious Updated Interior + Waterfront + Screened Pool + Outdoor Kitchen + Expansive Covered Lanai — this home brings together the features that make Florida waterfront living so enjoyable.

The essentials

Built
1977
Price / sqft
$340
On market
23 days
Annual tax
$8,377
Flood zone
AE
Lot
10,623 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
Water views
Water
Private pool
Gunite
2 car garage
Driveway
10,623 sqft lot
Lot size

Payment

Est. monthly payment
$5,357/mo
Down payment (20%)
$163,000
Property taxes
$698/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
10,623 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level, Guest
Pool
Gunite, In Ground
Days on Market
23
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Awning(s)
Outdoor Grill
Outdoor Kitchen
Private Yard
Rain Gutters
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,377
Parcel #
R12-223-16-2310-0810-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
10,623 sqft
Corner LotCul-De-SacFlood Insurance RequiredFloodZoneLandscapedLevelNear MarinaPaved

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #W7889551
$815,000+16.6%
$340/sqft
8/20/2021
Sold
Source: Hernando County Public Record
$699,000
$292/sqft

Neighborhood

4087 Gulf Coast Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $815,000
$785,000 – $815,000
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 23.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,356/mo
Principal & interest$4,251
Property taxes$698
Insurance$408
Down payment20% · $163,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$815,000

$340 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,394 sq ft

Time on market

23 days

Year built

1977

Monthly payment

About $5,357/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,377 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER WEAVER GROUP REALTYListing agent: James McCrostieListing data from Stellar MLS, MLS# W7889551.

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