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Overview

3 bd2 ba1,595 sqft1 car garageTownhouse
TypeTownhouse
HOA$280/mo
Built1992
Lot4,173 sqft
Living area1,595 sqft
Price / sqft$251
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorStone CountersVaulted Ceiling(s)Walk-in Closet(s)

2724 Hamble Village Ln is a 1992-built home in Somerset Downs, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,595 square feet of living space. Listed at $399,900 (about $251/sqft), 21 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $280 monthly.

From the listing

Welcome to 2724 Hamble Village Lane, tucked away in Somerset Downs, an intimate Palm Harbor community of just 16 townhomes. With 3 bedrooms, 2 bathrooms, a versatile bonus room and 1,595 square feet of living space, this thoughtfully designed home offers something increasingly hard to find: the ease of townhome living with the space, privacy and outdoor areas that feel much more like a single-family home. Step inside to soaring vaulted ceilings and a bright, open living area centered around a wood-burning fireplace. The oversized kitchen offers quartz countertops, stainless steel appliances, abundant cabinetry and charming details including barn doors leading to the pantry, plus bay and garden windows that bring in plenty of natural light. The first-floor primary suite makes everyday living especially convenient and features generous closet space, including a walk-in closet. An updated full bathroom is also located on the main level. Upstairs, you'll find two additional bedrooms, another updated full bathroom and a flexible bonus room ideal for a home office, workout space, hobby room or quiet retreat. Florida living continues outside with a screened patio, spacious wood deck and fully fenced vinyl backyard, creating a private setting for morning coffee, grilling, entertaining or simply enjoying the outdoors. Add in an attached one-car garage, 2024 roof and 2019 HVAC, and the major features buyers are looking for are already here. Somerset Downs also offers a community swimming pool, while the home's location puts shopping, dining, recreation and everyday conveniences within easy reach. Downtown Dunedin, Safety Harbor, Gulf beaches and Tampa International Airport are all easily accessible, giving you the best of the Tampa Bay lifestyle while still coming home to a quiet cul-de-sac setting. Spacious, updated, low-maintenance and tucked into one of Palm Harbor's most convenient locations, 2724 Hamble Village Lane is ready to welcome its next owner.

The essentials

Built
1992
Price / sqft
$251
On market
21 days
Annual tax
$5,660
HOA
$280/mo
Flood zone
X · Low risk
Lot
4,173 sqft
Type
Townhouse

At a glance

Townhouse
Built 1992
Community pool
Shared amenity
1 car garage
Garage Door Opener
4,173 sqft lot
Lot size
1,595 sqft
Living area

Payment

Est. monthly payment
$3,038/mo
Down payment (20%)
$79,980
Property taxes
$472/mo
HOA
$280/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1992
Lot
4,173 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
21
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Entrance
Sidewalk
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Water Filtration System
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$5,660
Parcel #
06-28-16-83909-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Somerset Downs
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
4,173 sqft
Cul-De-SacSidewalkPaved
HOA
$280/mo
Property Management By Design Colette Ciliberti

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #TB8555046
$399,900
$251/sqft

Neighborhood

2724 Hamble Village Ln
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$395,000 – $399,900
98.7% – 100% of listTops out right at the list price
80% of listList price
38 of the last 72 townhouse or villa closings in 34684 landed at this number or higher (53%). The median one sat 35 days before it went under contract, and this one is on day 21.

Sample: 72 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,037/mo
Principal & interest$2,086
Property taxes$472
Insurance$200
HOA$280
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$251 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,595 sq ft

Time on market

21 days

Year built

1992

Monthly payment

About $3,038/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,660 annual tax bill, insurance, and the $280/mo HOA fee.

HOA fee

$280/mo

Managed by Property Management By Design Colette Ciliberti.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ST PETE REALTYListing agent: Carolina GraingerListing data from Stellar MLS, MLS# TB8555046.

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