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About this home
1103 Soaring Osprey Way is a 2001-built home in Copper Ridge Tr G1, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,120 square feet of living space. Listed at $399,900 (about $189/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 quarterly.
Designed for gathering, working, and enjoying Florida outdoor living, this two-story Valrico home offers inviting indoor and outdoor spaces. A formal dining room provides a welcoming setting for dinners and celebrations, while the separate first-floor office offers a quiet space to work, study, or handle everyday tasks. The kitchen brings warmth and function together with rich wood cabinetry, stainless steel appliances, stone counters, and a central island with a butcher block wood top. Start the morning at the breakfast nook, prepare dinner while chatting with guests, or move into the living room for a relaxed evening together. Arched openings add character and help connect the home’s living spaces. Upstairs, the spacious primary retreat features two walk-in closets and a private bath with a double vanity and tiled shower. Additional bedrooms offer flexibility for guests, creative projects, or hobbies. A main-level bath, renovated upstairs bathrooms, and a dedicated laundry room add convenience to daily routines. The attached two-car garage provides room for parking and storage. The screened outdoor areas extend the home’s living space, with a dedicated pool area and a separate patio zone. Picture a refreshing swim on a warm afternoon, a quiet coffee outside, or an evening gathering that carries from the kitchen to the poolside. The Valrico location brings recreation and everyday errands within reach. Buckhorn Park offers walking trails, disc golf, volleyball, basketball, a playground, and picnic shelters; Bloomingdale East Park adds pickleball, tennis, basketball, and more. Bloomingdale Golfers Club offers golf, dining, and events. For groceries and everyday errands, Valrico Commons includes a Publix and pharmacy, while Brandon Exchange offers a broader mix of shopping and restaurants.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,900
$189 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,120 sq ft
Time on market
17 days
Year built
2001
Monthly payment
About $2,558/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,873 annual tax bill, insurance, and the $100/qtr HOA fee.
HOA fee
$100/qtr
Managed by Copper Ridge HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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