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Overview

2 bd2 ba888 sqftManufactured Home
TypeManufactured Home
HOA$595/mo
Built1978
Living area888 sqft
Price / sqft$138

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboThermostatWalk-in Closet(s)Window TreatmentsAwning(s)SidewalkAssociation Recreation - Owned

529 Needle Palm St is a 1978-built home in Palm Hill Mobile Home Park Unrec, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 888 square feet of living space. Listed at $122,500 (about $138/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $595 monthly.

From the listing

Experience the quintessential Florida lifestyle in Palm Hill Country Club, a premier, highly active 55+ community designed for those who want to live life to the fullest. Here, your days can be as relaxing or as energized as you choose, with an impressive lineup of amenities including a 9-hole golf course, three sparkling swimming pools, two soothing hot tubs, and active tennis and pickleball courts. A bustling calendar of planned social activities and community events guarantees a vibrant neighborly atmosphere year-round. Total peace of mind is built right in, as the $595 monthly maintenance fee comprehensively covers your water, sewer, lawn care, garbage, and cable. When you venture outside the community, the best of the Gulf Coast is practically at your doorstep. You are just minutes away from exploring the scenic Pinellas Trail, boating, or soaking up the sun on world-renowned sandy Gulf beaches. Plus, with both St. Pete-Clearwater International Airport and Tampa International Airport within easy reach, welcoming family or jetting off on a vacation is completely effortless. Whether you are searching for a dynamic full-time residence or a sun-drenched seasonal getaway. INTERIOR:Step inside to find a seamless open-concept layout featuring high end luxury vinyl flooring built over new plywood subfloors, fresh paint, and stylish drywall, beadboard, and paneled accents. The stunning kitchen (2026) is a chef's dream, boasting brand new cabinetry, sleek countertops, and a full stainless-steel appliance package (refrigerator with ice/water dispenser, range, dishwasher, microwave, and disposal). The kitchen flows effortlessly into the dining area and a generous living room, anchored by an eye-catching designer focal wall. Need extra room? A bonus room being roughly 100 sq ft just off the living room offers the perfect flexible space for a home office, hobby room, or cozy den. Retreat to the spacious primary suite, which easily accommodates a king-size bed and features a walk-in closet alongside a private en-suite bath with a new vanity and glass-enclosed walk-in shower. The nicely sized guest bedroom includes plantation-shutter-style closet doors and sits adjacent to a beautifully refreshed guest bath complete with a new vanity, modern lighting, and a tub/shower combo with a newly tiled ceramic surround. Upgraded with newer windows, brand-new ceiling fans, and recessed lighting throughout, this extensively modernized home is completely move-in ready! EXTERIOR:From the moment you arrive, this residence commands attention with undeniable curb appeal, showcasing crisp vinyl siding, elegant awnings, and updated exterior doors that warmly welcome you inside. Built for effortless comfort and peace of mind, the property boasts a durable roof-over, a reliable heat pump AC unit, and a newly installed vapor barrier underneath. Outdoor living is truly where this home shines. Step onto the expansive screened porch (2019) to admire designer flooring that extends seamlessly to the driveway, creating the perfect shaded sanctuary for morning coffee or evening breezes. Out back, unwind on the private rear patio framed by plush grass, and take advantage of the spacious utility shed equipped with a washer and dryer (2021). Priced competitively at just $122,500 including the share, this move-in-ready retreat offers exceptional value, pride of ownership, and easy coastal living. Opportunities of this caliber rarely linger—schedule your private tour today.

The essentials

Built
1978
Price / sqft
$138
On market
5 days
Annual tax
$1,183
HOA
$595/mo
Flood zone
X · Low risk
Type
Manufactured Home

At a glance

Manufactured home
Built 1978
Community pool
Shared amenity
888 sqft
Living area

Payment

Est. monthly payment
$1,394/mo
Down payment (20%)
$24,500
Property taxes
$99/mo
HOA
$595/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1978
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
5
Ceiling Fans(s)
Living Room/Dining Room Combo
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,183
Parcel #
03-30-15-65684-001-5290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Hill Mobile Home Park Unrec
County
Pinellas
MLS Area
33778 - Largo/Seminole
Lot Size
-
LandscapedSidewalkPaved
HOA
$595/mo
Megan DiBello

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #TB8555712
$122,500
$138/sqft

Neighborhood

529 Needle Palm St
Largo, FL, 33778 · 33778 - Largo/Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $122,500
$120,000 – $122,500
98.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 home closings in 33778 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 5.

Sample: 84 closed home sales in 33778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,394/mo
Principal & interest$639
Property taxes$99
Insurance$61
HOA$595
Down payment20% · $24,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$122,500

$138 per sq ft

Beds and baths

2 beds, 2 baths

Size

888 sq ft

Time on market

5 days

Year built

1978

Monthly payment

About $1,394/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,183 annual tax bill, insurance, and the $595/mo HOA fee.

HOA fee

$595/mo

Managed by Megan DiBello.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySELECT REAL ESTATE OF PINELLASListing agent: Patricia LongListing data from Stellar MLS, MLS# TB8555712.

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