19265 Umberland, photo 1
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Overview

6 bd4 ba4,259 sqft3 car garageSingle Family
TypeSingle Family
HOA$16.25/mo
Built2015
Lot10,892 sqft
Living area4,259 sqft
Price / sqft$196
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 18 · 12:00 AM to 2:00 PM

About this home

Ceiling Fans(s)High CeilingsStone CountersWalk-in Closet(s)BalconyOutdoor GrillCommunity MailboxDeed Restrictions

19265 Umberland is a 2015-built home in Concord Station Phase 3 Unit A1 A2 And B, Land O Lakes. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,259 square feet of living space. Listed at $835,900 (about $196/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $16.25 monthly.

From the listing

Virtually Staged. A STATEMENT OF ELEGANCE, SPACE, AND REFINED FLORIDA LIVING. Welcome to this magnificent 6-bedroom, 4-bathroom estate, where 4,359 square feet of beautifully appointed interiors meet the privacy of a resort-inspired backyard retreat. From the grand living spaces to the private balcony overlooking the sparkling pool, every detail creates an atmosphere of sophistication and comfort. Nestled within one of Pasco County’s most desirable communities and situated in a non-flood zone, this residence captures the essence of upscale Florida living. Step inside and experience an impressive floor plan designed for both elegant entertaining and everyday comfort. Luxury vinyl flooring, expansive living and dining areas, and a private den/home office create a seamless balance of style and functionality. The generous proportions throughout the home provide an inviting setting for intimate gatherings and memorable celebrations. The gourmet kitchen commands attention with its oversized center island, abundant cabinetry, beautiful finishes, and expansive preparation space. Thoughtfully connected to the main living areas, this inviting space serves as the centerpiece of the home, where entertaining and daily living come together effortlessly. The primary suite is a retreat of its own, featuring oversized walk-in closets, a spa-inspired ensuite bathroom, and private balcony access with picturesque views of the pool and backyard. Five additional generously sized bedrooms provide remarkable versatility, whether accommodating guests, creating a private workspace, or designing personalized living areas. Beyond the interiors, a private outdoor sanctuary awaits. A sparkling screened-in swimming pool, expansive patio, and beautifully maintained backyard set the stage for sun-filled afternoons, evening gatherings, and year-round relaxation. The spacious three-car garage complements the home with ample parking and storage. The surrounding community enhances the experience with an impressive collection of amenities, including an elegant clubhouse, fitness center, resort style swimming pool, tennis courts, basketball courts, playground, and more. Ideally positioned just north of Tampa, this residence enjoys convenient access to the Suncoast Parkway, I-75, and US-41, placing shopping, dining, entertainment, Tampa International Airport, and the greater Tampa Bay area within easy reach. An extraordinary residence where impressive architecture, expansive interiors, and resort-inspired outdoor living come together in a truly captivating setting. Schedule your private showing and discover a home that leaves a lasting impression.

The essentials

Built
2015
Price / sqft
$196
On market
1 day
Annual tax
$10,237
HOA
$16.25/mo
Flood zone
X · Low risk
Lot
10,892 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Private pool
In Ground
3 car garage
0.25 acres
Lot size
4,259 sqft
Living area

Payment

Est. monthly payment
$5,647/mo
Down payment (20%)
$167,180
Property taxes
$853/mo
HOA
$16.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
10,892 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
1
Ceiling Fans(s)
High Ceilings
Stone Counters
Walk-in Closet(s)
Balcony
Outdoor Grill
Community Mailbox
Deed Restrictions
Fitness Center
Playground
Pool
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,237
Parcel #
18-26-22-013.0-00B.00-030.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Concord Station Phase 3 Unit A1 A2 And B
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
10,892 sqft
HOA
$16.25/mo
Kathleen Wasburn

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #TB8556745
$835,900+116.9%
$196/sqft
1/20/2016
Sold
Source: Pasco County Public Record
$385,300
$90/sqft

Neighborhood

19265 Umberland
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $835,900
$830,000 – $835,900
99.5% – 100% of listTops out right at the list price
80% of listList price
197 of the last 340 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 1.

Sample: 340 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,647/mo
Principal & interest$4,360
Property taxes$853
Insurance$418
HOA$16
Down payment20% · $167,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$835,900

$196 per sq ft

Beds and baths

6 beds, 4 baths

Size

4,259 sq ft

Time on market

1 day

Year built

2015

Monthly payment

About $5,647/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,237 annual tax bill, insurance, and the $16.25/mo HOA fee.

HOA fee

$16.25/mo

Managed by Kathleen Wasburn.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOME PRIME REALTY LLCListing agent: JENNIFER GUTIERREZListing data from Stellar MLS, MLS# TB8556745.

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