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About this home
Raintree Dr is a home in Sandy Crk Ranch & CC Ph 02, Panama City. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 semi-annually.
YOUR FUTURE FLORIDA HOME STARTS HERE! Discover this approximately 0.11-acre residential lot on Raintree Drive in Panama City's Sandy Creek Ranch & Country Club Phase II community. With approximately 40 feet of frontage and 120 feet of depth, this Bay County parcel is zoned R-1 (Single-Family) and located in Flood Zone X. Whether you’re planning your next home or securing a homesite for the future, this lot offers an affordable opportunity to own land in an established Panama City community. Enjoy a country-style setting surrounded by nature, with access to shopping, dining, and everyday conveniences. HOA dues are $400 annually, and the neighborhood has public water and sewer. Country Club Drive and Highway 2297 connect you to Highway 22 for travel toward Panama City and Tyndall Air Force Base. Explore the region’s beaches, boating, and fishing destinations during your downtime. Qualified buyers may purchase with as little as 20% down payment, subject to lender approval and financing terms. Parcel ID: 07400-643-000. GPS coordinates: 30.1137, -85.5062.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$16,000
Time on market
4 days
Monthly payment
About $113/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $65 annual tax bill, insurance, and the $200/yr HOA fee.
HOA fee
$200/yr
Managed by Pat Ross.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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