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Overview

4 bd3 ba1,933 sqftSingle Family
TypeSingle Family
HOA$195/yr
Built2024
Lot4,596 sqft
Living area1,933 sqft
Price / sqft$155

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)SidewalkDeed Restrictions

997 Harold Pass is a 2024-built home in Peace Crk Reserve, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,933 square feet of living space. Listed at $299,999 (about $155/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 annually.

From the listing

Virtually Staged. Welcome to 997 Harold Pass, a nearly new home built in 2024 in the Peace Creek Reserve community of Winter Haven. This 4 bedroom, 2.5 bath home offers 1,933 square feet of bright, open living space. Tile flooring runs throughout the main level. The open concept kitchen features white cabinetry, stainless steel appliances, a large center island with breakfast bar seating, and a generous pantry. It flows straight into the living and dining areas, a layout that works as well for busy weeknights as for hosting friends. Upstairs, a flexible loft makes a great second living area, playroom or home office. The private primary suite has an ensuite bath and a spacious walk in closet, and three more bedrooms all have ample closet space. A dedicated laundry room adds everyday convenience. Out back, a covered patio overlooks a fully fenced backyard with plenty of room to play, garden or entertain, and the owners added an irrigation system to keep the lawn and landscaping looking great with less effort. A 2 car garage completes the package- the home is also within walking distance of South Pointe Elementary School. Schedule your private showing today!

The essentials

Built
2024
Price / sqft
$155
On market
3 days
Annual tax
$7,112
HOA
$195/yr
Flood zone
X · Low risk
Lot
4,596 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
4,596 sqft lot
Lot size
1,933 sqft
Living area

Payment

Est. monthly payment
$2,324/mo
Down payment (20%)
$60,000
Property taxes
$593/mo
HOA
$195/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
4,596 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Elementary
South Pointe Elementary
Middle
Bartow Middle
High
Mclaughlin Academy Of Excellence

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,112
Parcel #
26-29-36-692300-002840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peace Crk Reserve
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,596 sqft
HOA
$195/yr
Katie Perez

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #TB8557785
$299,999
$155/sqft

Neighborhood

997 Harold Pass
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $299,999
$297,500 – $299,999
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 3.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,323/mo
Principal & interest$1,565
Property taxes$593
Insurance$150
HOA$16
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,999

$155 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,933 sq ft

Time on market

3 days

Year built

2024

Monthly payment

About $2,324/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,112 annual tax bill, insurance, and the $195/yr HOA fee.

HOA fee

$195/yr

Managed by Katie Perez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Andrea HeckListing data from Stellar MLS, MLS# TB8557785.

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