1039 Madison St, photo 1
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Overview

2 bd2 ba1,600 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot7,139 sqft
Living area1,600 sqft
Price / sqft$299
Garage1 car

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About this home

Ceiling Fans(s)Open FloorplanPrivate YardSidewalkDishwasherDisposalMicrowaveRange

1039 Madison St is a 1958-built home in Marsandra Estates, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,600 square feet of living space. Listed at $478,000 (about $299/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Great location for this 2 Bedrooms, 2 Baths, 1 car garage pool home situated on quiet residential street. Updated Kitchen with Granite Countertops, tile backsplash and lots of cabinets. Family Room with cozy fireplace, updated baths and Plantation shutters. Enjoy outside entertaining with a fenced, maintenance free yard with large, screened lanai overlooking the sparkling pool and Tiki Hut. Flood Zone X so NO flood insurance is required by lenders. Just minutes to Indian Rocks Beach and the Gulf. Close to Belleair Bluffs dining and shopping. and an easy drive to Clearwater, downtown St. Pete and both airports.

The essentials

Built
1958
Price / sqft
$299
On market
6 days
Annual tax
$4,887
Flood zone
X · Low risk
Lot
7,139 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
Private pool
In Ground
1 car garage
7,139 sqft lot
Lot size
1,600 sqft
Living area

Payment

Est. monthly payment
$3,139/mo
Down payment (20%)
$95,600
Property taxes
$407/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
7,139 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Gunite
Days on Market
6
Ceiling Fans(s)
Open Floorplan
Private Yard
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Ridgecrest Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,887
Parcel #
04-30-15-55422-000-0590

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marsandra Estates
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
7,139 sqft
SidewalkPaved

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #TB8557798
$478,000
$299/sqft

Neighborhood

1039 Madison St
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $478,000
$472,500 – $478,000
99% – 100% of listTops out right at the list price
80% of listList price
78 of the last 154 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 6.

Sample: 154 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,139/mo
Principal & interest$2,493
Property taxes$407
Insurance$239
Down payment20% · $95,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$478,000

$299 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,600 sq ft

Time on market

6 days

Year built

1958

Monthly payment

About $3,139/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,887 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Susan LubeListing data from Stellar MLS, MLS# TB8557798.

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