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Overview

5 bd3 ba3,680 sqft3 car garageSingle Family
TypeSingle Family
HOA$347/qtr
Built2003
Lot17,613 sqft
Living area3,680 sqft
Price / sqft$190
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorBuilt-in FeaturesCrown MoldingHigh CeilingsPrimarybedroom UpstairsSolid Wood CabinetsLightingPrivate Mailbox

1406 McCrea Dr is a 2003-built home in Wyndgate, Lutz. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,680 square feet of living space. Listed at $699,000 (about $190/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $347 quarterly.

From the listing

Virtually Staged. Space, privacy, and Florida living at its best in Wyndgate! Offering 3,680 square feet, 5 bedrooms, a massive bonus room and large loft (basically a 6 bedroom house with a possible 7th bedroom conversion). This beautiful home boasts 3 bathrooms, a 3-car garage, and an expansive 0.4-acre backyard. This impressive home is tucked inside the highly sought-after gated community of Wyndgate. Upon entering, you’re welcomed by soaring ceilings, a beautiful statement chandelier, and abundant natural light that creates a bright, airy feel and an inviting first impression. Designed for both everyday comfort and effortless entertaining, the main level features a seamless flow between the dining room, kitchen, breakfast nook, living room, and flexible living space. Upstairs, an open view overlooking the foyer creates a beautiful connection between levels, while the spacious loft, dedicated office, and additional bedrooms provide room to work, relax, and grow. The generous primary suite offers a private en-suite bath and dedicated closet space, while a main-level bedroom with a nearby full bath adds versatility for guests or multigenerational living. Outside, enjoy your own private Florida retreat with a heatable saltwater pool and an oversized backyard that feels like a park of your own. The saltwater system was installed in 2020, and major updates include a 2023 roof, a new electric water heater installed in June 2026, upstairs A/C unit 2025, and a new sprinkler control box installed in October 2026. Additional highlights include public water, irrigation supplied by the neighborhood well, and an insulated attic. Enjoy the added value of no CDD fees and low HOA dues, along with an X flood zone designation; buyers should verify insurance requirements with their insurer and lender. Conveniently located with access to I-275 and I-75 for travel to Tampa, Hyde Park, and surrounding destinations, this Wyndgate home combines generous living space, thoughtful flexibility, and an exceptional outdoor setting. Schedule your private showing and discover the space, comfort, and Florida lifestyle waiting for you!

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The essentials

Built
2003
Price / sqft
$190
On market
1 day
Annual tax
$4,381
HOA
$347/qtr
Flood zone
X · Low risk
Lot
17,613 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
Heated
3 car garage
0.40 acres
Lot size
3,680 sqft
Living area

Payment

Est. monthly payment
$4,477/mo
Down payment (20%)
$139,800
Property taxes
$365/mo
HOA
$347/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
17,613 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Heated, Lighting, Salt Water, Self Cleaning, Waterfall
Days on Market
1
Attic Ventilator
Built-in Features
Crown Molding
High Ceilings
Primarybedroom Upstairs
Solid Wood Cabinets
Lighting
Private Mailbox
Private Yard
Sidewalk
Gated Community - No Guard
Irrigation-reclaimed Water
Sidewalks
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Washer
Elementary
Chiles-HB
Middle
Liberty-HB
High
Freedom-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,381
Parcel #
U-30-27-19-5RP-000001-00017.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wyndgate
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
17,613 sqft
Oversized LotSidewalk
HOA
$347/qtr
jerry elmore

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8558480
$699,000+157.6%
$190/sqft
8/19/2003
Sold
Source: Hillsborough County Public Record
$271,400
$74/sqft

Neighborhood

1406 McCrea Dr
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$695,000 – $699,000
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 78 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 1.

Sample: 78 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,476/mo
Principal & interest$3,646
Property taxes$365
Insurance$350
HOA$116
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$190 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,680 sq ft

Time on market

1 day

Year built

2003

Monthly payment

About $4,477/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,381 annual tax bill, insurance, and the $347/qtr HOA fee.

HOA fee

$347/qtr

Managed by jerry elmore.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Thomas CimineraListing data from Stellar MLS, MLS# TB8558480.

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