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About this home
1406 McCrea Dr is a 2003-built home in Wyndgate, Lutz. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,680 square feet of living space. Listed at $699,000 (about $190/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $347 quarterly.
Virtually Staged. Space, privacy, and Florida living at its best in Wyndgate! Offering 3,680 square feet, 5 bedrooms, a massive bonus room and large loft (basically a 6 bedroom house with a possible 7th bedroom conversion). This beautiful home boasts 3 bathrooms, a 3-car garage, and an expansive 0.4-acre backyard. This impressive home is tucked inside the highly sought-after gated community of Wyndgate. Upon entering, you’re welcomed by soaring ceilings, a beautiful statement chandelier, and abundant natural light that creates a bright, airy feel and an inviting first impression. Designed for both everyday comfort and effortless entertaining, the main level features a seamless flow between the dining room, kitchen, breakfast nook, living room, and flexible living space. Upstairs, an open view overlooking the foyer creates a beautiful connection between levels, while the spacious loft, dedicated office, and additional bedrooms provide room to work, relax, and grow. The generous primary suite offers a private en-suite bath and dedicated closet space, while a main-level bedroom with a nearby full bath adds versatility for guests or multigenerational living. Outside, enjoy your own private Florida retreat with a heatable saltwater pool and an oversized backyard that feels like a park of your own. The saltwater system was installed in 2020, and major updates include a 2023 roof, a new electric water heater installed in June 2026, upstairs A/C unit 2025, and a new sprinkler control box installed in October 2026. Additional highlights include public water, irrigation supplied by the neighborhood well, and an insulated attic. Enjoy the added value of no CDD fees and low HOA dues, along with an X flood zone designation; buyers should verify insurance requirements with their insurer and lender. Conveniently located with access to I-275 and I-75 for travel to Tampa, Hyde Park, and surrounding destinations, this Wyndgate home combines generous living space, thoughtful flexibility, and an exceptional outdoor setting. Schedule your private showing and discover the space, comfort, and Florida lifestyle waiting for you!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$699,000
$190 per sq ft
Beds and baths
5 beds, 3 baths
Size
3,680 sq ft
Time on market
1 day
Year built
2003
Monthly payment
About $4,477/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,381 annual tax bill, insurance, and the $347/qtr HOA fee.
HOA fee
$347/qtr
Managed by jerry elmore.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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