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About this home
3822 Cold Creek Dr is a 1989-built home in Bloomingdale Section P Q, Valrico. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,916 square feet of living space. Listed at $425,000 (about $222/sqft), 3 days on market. Flood zone 12057C0415 - confirm flood insurance requirements with your lender. HOA runs $40 annually.
Welcome to this inviting 3-bedroom, 2-bath home featuring a split-bedroom floor plan, vaulted ceilings, and an oversized 2-car garage. A distinctive brick exterior, tropical landscaping, and red double entry doors create a memorable first impression. Inside, the spacious family room sits at the heart of the home, where a beautiful brick fireplace with a wood mantel provides a warm focal point, and expansive sliding glass doors open to the large covered, screened lanai overlooking the fenced backyard. The adjoining kitchen offers stainless steel appliances, ample counter and cabinet space, a breakfast bar, and a pantry, keeping everyday living and entertaining comfortably connected. A separate dining area with a striking arched window adds charm and flexibility for gatherings. The primary suite features French doors to the lanai and a spacious en-suite bathroom with a separate garden tub, while the split layout provides separation from the additional bedrooms. An interior laundry room adds convenience. Enjoy morning coffee or unwind outdoors on the generous lanai, with backyard space to garden, play, or personalize. Set on a quiet lot with mature oak trees and located near Alafia Elementary and the YMCA, this home blends architectural character, comfortable living spaces, and the opportunity to make it your own.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$425,000
$222 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,916 sq ft
Time on market
3 days
Year built
1989
Monthly payment
About $2,506/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $884 annual tax bill, insurance, and the $40/yr HOA fee.
HOA fee
$40/yr
Managed by Donna Jankowitz.
Flood zone
Zone 12057C0415
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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