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Overview

3 bd2 ba1,673 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot12,502 sqft
Living area1,673 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrivate YardDishwasherElectric Water HeaterMicrowaveRangeRefrigerator

19 Banner Ln is a 1988-built home in Bayside Prcl C, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,673 square feet of living space. Listed at $279,900 (about $167/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 19 Banner Lane! This beautifully updated 3-bedroom, 2-bathroom home offers 1,673 square feet of air-conditioned living space and is nestled in one of Palm Coast's most desirable and peaceful neighborhoods. . Seller is offering a 1 percent buy down percentage rate, with preffered lender, to buyer's. !!!!!!!!!!!!!!!!!! Step inside to discover a bright, move-in-ready interior featuring new flooring, fresh interior paint, a new HVAC system, updated appliances, elegant quartz countertops, and a stylish kitchen backsplash that combine to create a modern and inviting atmosphere. Newer windows throughout the home enhance energy efficiency while allowing abundant natural light to fill the living spaces. Adding to the home's charm are multiple skylights in the kitchen and bathrooms, bringing in even more natural light and creating a warm, open feel. One of the standout features is the air-conditioned Florida room, offering flexible space that can be used as a second living area, home office, game room, or entertainment space. Step outside to the screened-in patio complete with a relaxing jacuzzi, the perfect place to unwind or host family and friends. The oversized backyard provides ample room for outdoor activities and includes a large storage shed for additional storage or hobbies. Situated on a generously sized lot, the property offers privacy and space that are increasingly difficult to find. Competitively priced and offering exceptional value, this is one of the most affordable homes available in the neighborhood and has been priced to sell quickly. Don't miss this opportunity to own a beautifully updated home with premium features at an outstanding price. Families will appreciate the home's location within the Flagler Schools district, which has consistently earned a "B" rating from the Florida Department of Education. Zoned schools for the area generally include Belle Terre Elementary School (PK–7), which holds a "B+" rating on Niche; Indian Trails Middle School, recognized as one of the county's top-performing middle schools with an "A" state rating; and Flagler-Palm Coast High School, which has earned a "B" state rating and a "B+" rating on Niche. With its extensive updates, desirable layout, exceptional indoor and outdoor living spaces, and convenient location close to shopping, dining, parks, and major roadways, 19 Banner Lane is truly move-in ready. Schedule your private showing today before this opportunity is gone!All information deemed reliable but not guaranteed, buyer / buyer agent to conduct due diligence.

The essentials

Built
1988
Price / sqft
$167
On market
119 days
Annual tax
$3,712
Flood zone
X · Low risk
Lot
12,502 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
0.29 acres
Lot size
1,673 sqft
Living area

Payment

Est. monthly payment
$1,909/mo
Down payment (20%)
$55,980
Property taxes
$309/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
12,502 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
119
Open Floorplan
Private Yard
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,712
Parcel #
07-11-31-7012-00080-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bayside Prcl C
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
12,502 sqft
City Limits

Price history

Date
Event
Price
10/17/2026
Price change
Source: Stellar MLS #V4949732
$279,900-1.8%
$167/sqft
-
Price change
Source: Stellar MLS #V4949732
$285,000-5.0%
$170/sqft
6/21/2026
Listed for sale
Source: Stellar MLS #V4949732
$299,900
$179/sqft

Neighborhood

19 Banner Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $279,900
$275,000 – $279,900
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 119 after a $20,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,909/mo
Principal & interest$1,460
Property taxes$309
Insurance$140
Down payment20% · $55,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,900

$167 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,673 sq ft

Time on market

119 days

Year built

1988

Monthly payment

About $1,909/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,712 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER COAST REALTYListing agent: Ron BallouListing data from Stellar MLS, MLS# V4949732.

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