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Overview

4 bd3 ba2,664 sqft2 car garageSingle Family
TypeSingle Family
HOA$435/qtr
Built1990
Lot19,732 sqft
Living area2,664 sqft
Price / sqft$178
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Clubhouse

43 Winding Creek Way is a 1990-built home in Breakaway Trails Ph 01 Unit 01, Ormond Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,664 square feet of living space. Listed at $475,000 (about $178/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $435 quarterly.

From the listing

This classic all-brick ICI home offers the perfect combination of privacy, quality, and peace of mind. Featuring 4 bedrooms, 2.5 bathrooms, and 2,664 square feet, the split floor plan is designed for both comfortable everyday living and effortless entertaining. Nestled on a nearly half-acre lot surrounded by mature trees in desirable Flood Zone X, you'll enjoy the feeling of space and seclusion while remaining just 8 miles from the beach. Major updates have already been completed, including a roof (2023), garage door (2023), HVAC (2020), custom paver driveway (2017), and a whole-home generator. An oversized two-car garage with a dedicated workshop adds even more flexibility. Located in the sought-after 24-hour guard-gated community of Breakaway Trails, residents enjoy beautifully maintained grounds and resort-style amenities, including a clubhouse, pool, pickleball and basketball courts, sports fields, a playground, and a dog park. A home where you can settle in, feel at ease, and enjoy the lifestyle you've been looking for.

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The essentials

Built
1990
Price / sqft
$178
On market
80 days
Annual tax
$4,168
HOA
$435/qtr
Flood zone
X · Low risk
Lot
19,732 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Community pool
Shared amenity
2 car garage
Garage Door Opener
0.45 acres
Lot size
2,664 sqft
Living area

Payment

Est. monthly payment
$3,207/mo
Down payment (20%)
$95,000
Property taxes
$347/mo
HOA
$435/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
19,732 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
80
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Clubhouse
Dog Park
Gated Community - Guard
Park
Pool
Tennis Court(s)
Convection Oven
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Pathways Elem
Middle
David C Hinson Sr Middle
High
Mainland High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,168
Parcel #
4126-01-00-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Breakaway Trails Ph 01 Unit 01
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
19,732 sqft
Irregular Lot
HOA
$435/qtr
Breakway Trails C/O Leland Management

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #V4950468
$475,000-5.0%
$178/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #V4950468
$500,000
$188/sqft

Neighborhood

43 Winding Creek Way
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$467,500 – $475,000
98.4% – 100% of listTops out right at the list price
80% of listList price
147 of the last 292 home closings in 32174 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 80 after a $25,000 cut.

Sample: 292 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,207/mo
Principal & interest$2,477
Property taxes$347
Insurance$238
HOA$145
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$178 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,664 sq ft

Time on market

80 days

Year built

1990

Monthly payment

About $3,207/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,168 annual tax bill, insurance, and the $435/qtr HOA fee.

HOA fee

$435/qtr

Managed by Breakway Trails C/O Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Ashlee SelmanListing data from Stellar MLS, MLS# V4950468.

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