109 Hanpard Ln, photo 1
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Overview

2 bd1 ba1,280 sqftSingle Family
TypeSingle Family
HOANone listed
Built1975
Lot13,068 sqft
Living area1,280 sqft
Price / sqft$70

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About this home

Ceiling Fans(s)RangeRefrigerator

109 Hanpard Ln is a 1975-built home in Putnam County, Palatka. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,280 square feet of living space. Listed at $89,900 (about $70/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

The essentials

Built
1975
Price / sqft
$70
On market
70 days
Annual tax
$1,783
Flood zone
X · Low risk
Lot
13,068 sqft
Type
Single Family Residence

At a glance

Single family
Built 1975
0.30 acres
Lot size
1,280 sqft
Living area

Payment

Est. monthly payment
$663/mo
Down payment (20%)
$17,980
Property taxes
$149/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1975
Lot
13,068 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
70
Ceiling Fans(s)
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,783
Parcel #
14-10-26-0000-1000-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Putnam County
County
Putnam
MLS Area
32177 - Palatka
Lot Size
13,068 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #V4950537
$89,900-10.0%
$70/sqft
-
Price change
Source: Stellar MLS #V4950537
$99,900-9.1%
$78/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #V4950537
$109,900
$86/sqft

Neighborhood

109 Hanpard Ln
Palatka, FL, 32177 · 32177 - Palatka

Market insights

Offer Insights

Choose an offer strength

List price: $89,900
$86,000 – $89,900
95.6% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 home closings in 32177 landed at this number or higher (52%). The median one sat 60 days before it went under contract, and this one is on day 70 after a $20,000 cut.

Sample: 33 closed home sales in 32177 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$662/mo
Principal & interest$469
Property taxes$149
Insurance$45
Down payment20% · $17,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$89,900

$70 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,280 sq ft

Time on market

70 days

Year built

1975

Monthly payment

About $663/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,783 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byYETI REAL ESTATE LLCListing agent: Wyndell PaschListing data from Stellar MLS, MLS# V4950537.

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