$347,000

104 Old MILL Pond Rd · Palm Harbor, FL, 34683

$173 / sqft
Gleneagles Cluster
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# MFRW7884011
3
Beds
3
Baths
2,004
Sqft
-
Garage
Ask About This Home

This is a 1978-built townhouse in Gleneagles Cluster. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $874.5 /month. 83 days on market — likely some room to negotiate.

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Year Built1978
On Market83 days
Lot2,261 sqft
Annual Tax$5,784
Flood ZoneX
HOA$874.5/mo

About This Property

104 Old MILL Pond Rd is a 1978-built home in Gleneagles Cluster, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,004 square feet of living space. Listed at $347,000 (about $173/sqft), 63 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $874.5 monthly.

From the listing

Location–Location–Location! Spacious 3-bedroom, 3-bath townhome with over 2,000 heated square feet located in the highly sought-after Gleneagles Cluster Townhome Community of Palm Harbor. This beautifully maintained home combines thoughtful design, comfortable living spaces, and an unbeatable location and value. Ideally situated just minutes from the Dunedin Causeway, Honeymoon and Caladesi Islands, Crystal Beach, and Fred Howard Park, this property also offers convenient access to the charming downtown areas of Palm Harbor, Tarpon Springs, and Dunedin, known for their waterfront dining, boutiques, and entertainment. Golf enthusiasts will appreciate being just next door to the renowned Innisbrook Golf & Spa Resort, home of the legendary Copperhead Course and the PGA Valspar Championship. Step inside to beautiful Travertine marble flooring and tile throughout the first floor and a spacious open layout designed for both everyday living and entertaining. The living and family rooms are connected by a unique full-size wet bar, perfect for hosting guests. The large family room features vaulted ceilings and a dramatic floor-to-ceiling stone fireplace, while expansive sliding glass doors lead to a private patio deck surrounded by lush landscaping, creating a peaceful outdoor retreat. The kitchen includes granite countertops, stainless steel appliances, and a convenient pass-through window to the dining room for easy entertaining. Upstairs, all bedrooms are privately situated and feature large walk-in closets and two private lanais. The spacious primary suite includes a vaulted ceiling, enclosed sitting area, and updated bath with newer cabinetry and a garden soaking tub. Additional highlights include first-floor laundry with new washer and dryer (2024), covered parking with a private storage area. Recent updates include roof (2018), new ducts and shutters (2016), attic insulation (2025), water heater (2026), and fresh exterior paint (2025). Residents enjoy a maintenance-free lifestyle, with HOA fees covering exterior maintenance, grounds care, water, sewer, trash, cable, and exterior insurance. Set within a quiet, pet-friendly community with mature landscaping and a park-like setting, this home is conveniently located near Gulf beaches, Clearwater-St. Pete Airport, and Tampa International Airport. Schedule your private showing today!

Location

Property Details

🏠
Type
Townhouse
📅
Year Built
1978
🌳
Lot
2,261 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
Assigned, Covered, Guest
📆
Days on Market
83

Features

Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primarybedroom Upstairs
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Balcony
Lighting
Sliding Doors
Storage
Buyer Approval Required
Deed Restrictions
Street Lights
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Assigned Schools

Elementary

Sutherland Elementary-PN

Middle

Carwise Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$5,784

Parcel #

30-27-16-31005-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Gleneagles Cluster

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

2,261 sqft

LandscapedNear Golf Course
HOA
$874.5/mo
Desiree Jenkins

Price History

EventDatePriceChange
Price ChangeMay 22, 2026$347,000-$12,000
Previous Price$359,000-$5,000
ListedMar 20, 2026$364,000

Affordable Financing

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,467
Principal, interest, tax, insurance, HOA
  • P&I$1,810
  • Tax$482
  • Insurance$300
  • HOA$875
Loan Amount
$277,600
Down Payment %
20.0%
First Year Summary
Principal
$2,930
Interest
$18,787
Balance
$274,670
Total Interest
$373,908
Total Cost
$651,508

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