1617 Kilwinning CT, photo 1
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Overview

3 bd2 ba1,579 sqft2 car garageSingle Family
TypeSingle Family
HOA$164/mo
Built1980
Lot8,799 sqft
Living area1,579 sqft
Price / sqft$279
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomWalk-in Closet(s)SidewalkClubhouseDeed RestrictionsGolf Carts OK

1617 Kilwinning CT is a 1980-built home in Highland Lakes Unit 14 Ph 1, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,579 square feet of living space. Listed at $439,900 (about $279/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Welcome to this beautifully designed three bedroom home offering a bright, open concept floor plan with an easy comfortable flow throughout. The spacious kitchen features an island that creates a natural connection between the kitchen and generous dining area, perfect for everyday living and entertaining. A separate dining room provides additional space for gatherings while the cozy living area offers a welcoming place to relax. Step outside to the expansive lanai, compete with a hot tub creating your own private retreat. This home is thoughtfully designed for comfortable livable spaces and is ideally situated in the heart of the community The community offers an exceptional array of amenities including three Golf courses with complimentary pay as a resident benefit. Two swimming pools including one overlooking beautiful Lake Tarpon Tennis, pickleball, Bocce and shuffleboard courts. Residents can enjoy an impressive array of hobby facilities including a facility for woodworking, sewing ceramics with a Kiln and glass cutting. The large auditorium hosts live entertainment while the Chef's Club offers dinners and dances. With numerous game rooms, car clubs and social activities there is truly something for everyone. Come discover a home that combines comfortable living with an active vibrant community lifestyle.

The essentials

Built
1980
Price / sqft
$279
On market
20 days
Annual tax
$1,894
HOA
$164/mo
Flood zone
X · Low risk
Lot
8,799 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
Community pool
Shared amenity
2 car garage
8,799 sqft lot
Lot size
1,579 sqft
Living area

Payment

Est. monthly payment
$2,836/mo
Down payment (20%)
$87,980
Property taxes
$158/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
8,799 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
20
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Sidewalk
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,894
Parcel #
05-28-16-38904-000-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Lakes Unit 14 Ph 1
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
8,799 sqft
HOA
$164/mo
Scarlett Roach

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #TB8550808
$439,900
$279/sqft

Neighborhood

1617 Kilwinning CT
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$432,500 – $439,900
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 20.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,836/mo
Principal & interest$2,294
Property taxes$158
Insurance$220
HOA$164
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$279 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,579 sq ft

Time on market

20 days

Year built

1980

Monthly payment

About $2,836/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,894 annual tax bill, insurance, and the $164/mo HOA fee.

HOA fee

$164/mo

Managed by Scarlett Roach.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Diane ThompsonListing data from Stellar MLS, MLS# TB8550808.

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