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Overview

2 bd2 ba1,572 sqft2 car garageSingle Family
TypeSingle Family
HOA$515/qtr
Built2003
Lot8,373 sqft
Living area1,572 sqft
Price / sqft$146
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)

4683 N Lake Vista Trl is a 2003-built home in Arbor Lakes, Hernando. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,572 square feet of living space. Listed at $229,500 (about $146/sqft), 147 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $515 quarterly.

From the listing

BRAND NEW ROOF COMING PRIOR TO CLOSING. Charming and move-in ready home is located in the sought-after 55+ lakefront gated community of Arbor Lakes. Featuring 2 bedrooms plus an office, 2 bathrooms, and a 2-car garage. This inviting residence offers wonderful curb appeal with mature landscaping, an extended driveway, and a cozy front porch. Inside, the open and airy floor plan is designed for both comfortable everyday living and easy entertaining, with a spacious living and dining room combination that flows seamlessly into the kitchen. The eat-in kitchen offers generous counter space, ample cabinetry, additional bar seating, and sliding glass doors that open to the screened lanai, creating the perfect indoor-outdoor setting for relaxing or enjoying your morning coffee. The spacious primary suite provides a private retreat with a walk-in closet and an en-suite bath featuring dual sinks and a tiled shower. A split-bedroom layout places the secondary bedroom and full bath on the opposite side of the home, offering added privacy for guests or family. With its functional layout, inviting living spaces, and desirable location in Arbor Lakes, this home is ready for you to move in and enjoy. Additional features include AC 2017 and garage door in 2013. HOA fees include Cable/Internet, Garbage Service, Lawn Service, Exterior Paint, Irrigation & Pest control. Arbor Lakes features lots of activities & amenities to keep you going: Fishing pier, boat ramp on Lake Tsala Apopka (community only), nature trail, tennis court, shuffleboard, boat/RV storage, clubhouse, swimming pool, and more. You won't be bored here! The Hernando chain of lakes features some of the best fishing in FL and nearby you will find plenty of outdoor activities from hiking & biking trails to great kayaking areas. Short drive to the extended Suncoast Parkway. The city of Hernando is a short distance from it all; shopping, restaurants, healthcare, hospitals, and gas stations are all close by. Ocala 25 miles, Crystal River is 15 miles, Tampa/Orlando can be reached in just over an hour. Don't miss the chance to experience the Florida lifestyle at its finest in Arbor Lakes!

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The essentials

Built
2003
Price / sqft
$146
On market
147 days
Annual tax
$3,104
HOA
$515/qtr
Flood zone
X · Low risk
Lot
8,373 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Community pool
Shared amenity
2 car garage
8,373 sqft lot
Lot size
1,572 sqft
Living area

Payment

Est. monthly payment
$1,742/mo
Down payment (20%)
$45,900
Property taxes
$259/mo
HOA
$515/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
8,373 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
147
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,104
Parcel #
19E-18S-14-0160-00000-0740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Arbor Lakes
County
Citrus
MLS Area
34442 - Hernando
Lot Size
8,373 sqft
HOA
$515/qtr
ARBOR LAKES/VINE MANAGEMENT

Price history

Date
Event
Price
5/23/2026
Listed for sale
Source: Stellar MLS #W7886037
$229,500
$146/sqft

Neighborhood

4683 N Lake Vista Trl
Hernando, FL, 34442 · 34442 - Hernando

Market insights

Offer Insights

Choose an offer strength

List price: $229,500
$220,000 – $229,500
95.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 34442 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 147.

Sample: 108 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,742/mo
Principal & interest$1,197
Property taxes$259
Insurance$115
HOA$172
Down payment20% · $45,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,500

$146 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,572 sq ft

Time on market

147 days

Year built

2003

Monthly payment

About $1,742/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,104 annual tax bill, insurance, and the $515/qtr HOA fee.

HOA fee

$515/qtr

Managed by ARBOR LAKES/VINE MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX MARKETING SPECIALISTSListing agent: Fran Meyer, PAListing data from Stellar MLS, MLS# W7886037.

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