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Overview

3 bd2 ba2,000 sqft2 car garageSingle Family
TypeSingle Family
HOA$515/qtr
Built2006
Lot6,844 sqft
Living area2,000 sqft
Price / sqft$145
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsL DiningSolid Wood CabinetsSplit BedroomStone CountersVaulted Ceiling(s)

4486 N Lake Vista Trl is a 2006-built home in Arbor Lakes, Hernando. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,000 square feet of living space. Listed at $289,900 (about $145/sqft), 211 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $515 quarterly.

From the listing

Some photos have been virtually staged. Welcome to beautiful Arbor Lakes! one of Citrus County's most desirable and peaceful communities. This stunning Jasmine model offers 3 bedrooms, 2 bathrooms, and over 2,000 sq ft of comfortable living space (2,654 total under roof), perfectly situated on a .16-acre lot. Built in 2006, this well-maintained home features a spacious 2-car garage and a brand-new roof installed in March 2026, providing peace of mind for years to come. Inside, you"ll find laminate wood flooring throughout the main living areas, plush carpeting in the bedrooms, and ceramic tile flooring in all bathrooms, along with fully tiled showers and bath areas. The oversized primary suite is a true retreat, featuring two walk-in closets, a private entrance to the enclosed lanai, and a luxurious en-suite bathroom with dual solid-surface vanities, a grand walk-in shower, and a private lavatory, creating a true spa-like retreat. The kitchen is well-appointed with granite countertops, maple cabinetry, and a ceramic undermount sink. Enjoy casual dining in the eat-in kitchen, complete with a convenient built-in desk area, perfect for organization or a small home workspace. Enjoy the enclosed lanai, ideal for relaxing or entertaining year-round while taking in the peaceful surroundings. Residents of Arbor Lakes enjoy access to a community pool and recreation center, as well as the opportunity to fish from the dock. Located in a quiet, well-kept neighborhood, this home offers the perfect blend of comfort, style, and convenience.- lawn mowing, edging, periodic trimming of bushes from AC unit around to edge of front lanai. Villa Fee includes - weed and pest spraying on lawns and sidewalks as needed - once a year mulching of front beds each spring - sprinkler maintenance -- ie spray heads, rotors -- inspected once each spring and repaired as needed all year (Except for the solenoids - zone valves ,sprinkler control boxes, rain sensor and timer issues -- these are homeowner responsibility) - painting of exterior of villa - approximately once every 8-10 years

The essentials

Built
2006
Price / sqft
$145
On market
211 days
Annual tax
$2,892
HOA
$515/qtr
Flood zone
X · Low risk
Lot
6,844 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
6,844 sqft lot
Lot size
2,000 sqft
Living area

Payment

Est. monthly payment
$2,070/mo
Down payment (20%)
$57,980
Property taxes
$241/mo
HOA
$515/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
6,844 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
211
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
L Dining
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Special Community Restrictions
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,892
Parcel #
3269233

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Arbor Lakes
County
Citrus
MLS Area
34442 - Hernando
Lot Size
6,844 sqft
HOA
$515/qtr
Vine Management

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM721122
$289,900-3.3%
$145/sqft
-
Price change
Source: Stellar MLS #OM721122
$299,900-7.7%
$150/sqft
3/17/2026
Listed for sale
Source: Stellar MLS #OM721122
$324,900
$162/sqft

Neighborhood

4486 N Lake Vista Trl
Hernando, FL, 34442 · 34442 - Hernando

Market insights

Offer Insights

Choose an offer strength

List price: $289,900
$277,500 – $289,900
95.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 105 home closings in 34442 landed at this number or higher (50%). The median one sat 40 days before it went under contract, and this one is on day 211 after a $35,000 cut.

Sample: 105 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,070/mo
Principal & interest$1,512
Property taxes$241
Insurance$145
HOA$172
Down payment20% · $57,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,900

$145 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,000 sq ft

Time on market

211 days

Year built

2006

Monthly payment

About $2,070/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,892 annual tax bill, insurance, and the $515/qtr HOA fee.

HOA fee

$515/qtr

Managed by Vine Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCB/ELLISON RLTY WESTListing agent: Brian McCarthyListing data from Stellar MLS, MLS# OM721122.

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