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Overview

3 bd3 ba2,760 sqft2 car garageSingle Family
TypeSingle Family
HOA$400/yr
Built2005
Lot20,439 sqft
Living area2,760 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatDishwasherDryerElectric Water HeaterMicrowaveRangeRefrigerator

13038 Pastore CT is a 2005-built home in Sand Ridge Ph 1, Spring Hill. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,760 square feet of living space. Listed at $424,900 (about $154/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 annually.

From the listing

This price includes a new roof prior to closing, Buyer can choose the color. Buyers can assume this incredible 2.75 percent loan with approximately $296,000 remaining and 24 years left, featuring a low principal and interest payment of just $1,399.92/month. A second mortgage may be possible to cover the difference, if needed. Welcome to this stunning 3-bedroom, 2.5-bath, 2-car garage pool home situated on a quiet cul-de-sac and nestled on a spacious ½-acre homesite in the highly desirable, deed-restricted, gated community of Sand Ridge. With over 2,700 square feet of living space, this ONE OF A KIND former model home was built by Pastore Homes and showcases exceptional quality and upgrades throughout. The thoughtfully designed floor plan features a luxurious first-floor primary suite, a spacious great room with triple sliding glass doors opening to the pool and oversized lanai, and a formal dining room that can also serve as a home office. The gourmet kitchen is a chef’s dream, offering rich wood cabinetry, granite countertops, a center island, stainless steel appliances, and a bright breakfast nook. Upstairs, you'll find two oversized bedrooms, a full bathroom, and a large theater room that can easily be converted into a fourth bedroom, media room, or family room to fit your needs. Additional highlights include: Two separate A/C systems for maximum comfort Surround sound system Security alarm system Irrigation well for sprinklers Beautiful screened pool and lanai area Low HOA fees Conveniently located near the Suncoast Parkway, providing quick access to Tampa, shopping, dining, and local amenities. This exceptional home offers luxury, space, and a RARE unbeatable assumable mortgage opportunity. Schedule your private showing today!

The essentials

Built
2005
Price / sqft
$154
On market
126 days
Annual tax
$4,395
HOA
$400/yr
Flood zone
X · Low risk
Lot
20,439 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Gunite
2 car garage
0.50 acres
Lot size
2,760 sqft
Living area

Payment

Est. monthly payment
$2,828/mo
Down payment (20%)
$84,980
Property taxes
$366/mo
HOA
$400/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
20,439 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite
Days on Market
126
Ceiling Fans(s)
Thermostat
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,395
Parcel #
R09-223-18-3425-0000-0310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sand Ridge Ph 1
County
Hernando
MLS Area
34609 - Spring Hill/Brooksville
Lot Size
20,439 sqft
HOA
$400/yr
Sand Ridge

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #W7886620
$424,900-2.3%
$154/sqft
-
Price change
Source: Stellar MLS #W7886620
$434,999-2.2%
$158/sqft
6/10/2026
Listed for sale
Source: Stellar MLS #W7886620
$445,000+34.4%
$161/sqft
7/8/2020
Sold
Source: Hernando County Public Record
$331,000
$120/sqft

Neighborhood

13038 Pastore CT
Spring Hill, FL, 34609 · 34609 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$422,500 – $424,900
99.5% – 100% of listTops out right at the list price
80% of listList price
197 of the last 372 home closings in 34609 landed at this number or higher (53%). The median one sat 33 days before it went under contract, and this one is on day 126 after a $20,100 cut.

Sample: 372 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,828/mo
Principal & interest$2,216
Property taxes$366
Insurance$212
HOA$33
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$154 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,760 sq ft

Time on market

126 days

Year built

2005

Monthly payment

About $2,828/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,395 annual tax bill, insurance, and the $400/yr HOA fee.

HOA fee

$400/yr

Managed by Sand Ridge.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySIRROM REALTY LLCListing agent: Keith MorrisListing data from Stellar MLS, MLS# W7886620.

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