14512 W Black Creek Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,268 sqft

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About this home

14512 W Black Creek Dr is a home in St Martins Estuary Retreats Unit 03, Crystal River. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Price Improvement! Rare chance to grab a waterfront lot in Ozello without all the noise. This 0.24-acre parcel sits on a quiet canal on Black Creek Drive with a straight shot out to the Gulf flats for fishing or cruising. Bring your builder, design your stilt home with plenty of room underneath for your boat and gear, and enjoy living out where it's still quiet and natural. Great location just minutes from the water and Peck's, but tucked away enough to feel like your own private getaway.

The essentials

On market
66 days
Annual tax
$364
Flood zone
AE
Lot
10,268 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
10,268 sqft lot
Lot size

Payment

Est. monthly payment
$372/mo
Down payment (20%)
$11,980
Property taxes
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,268 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
66
Flood Zone AE
Annual Tax (2025)
$364
Parcel #
16E-19S-10-0030-00000-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Martins Estuary Retreats Unit 03
County
Citrus
MLS Area
34429 - Crystal River
Lot Size
10,268 sqft
Wooded

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #W7888459
$59,900-20.0%
8/7/2026
Listed for sale
Source: Stellar MLS #W7888459
$74,900

Neighborhood

14512 W Black Creek Dr
Crystal River, FL, 34429 · 34429 - Crystal River

Calculator

Est. monthly payment
$373/mo
Principal & interest$312
Property taxes$30
Insurance$30
Down payment20% · $11,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$59,900

Time on market

66 days

Monthly payment

About $372/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $364 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byFIND YOUR PARADISEListing agent: Dylan McLeodListing data from Stellar MLS, MLS# W7888459.

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