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Overview

3 bd2 ba2,053 sqft2 car garageSingle Family
TypeSingle Family
HOA$139/yr
Built2005
Lot12,712 sqft
Living area2,053 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit BedroomStone Counters

25 Sanders Cir is a 2005-built home in Sugarmill Woods Cypress Village, Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,053 square feet of living space. Listed at $395,000 (about $192/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 annually.

From the listing

Nestled in the Cypress Village golf community, this welcoming 3-bedroom, 2-bath home with a 2-car garage is situated on a peaceful and private 0.29-acre lot. With a 2023 roof and HVAC, no neighbors directly behind, and privately situated unbuilt lots on either side, the setting offers a wonderful sense of space and seclusion. The exterior welcomes you with a small covered front porch and an elegant arched portico supported by columns. Step through the front door, framed by an arched transom window, into a welcoming foyer with a high ceiling and neutral tile flooring that continues throughout the main living areas. To the right, the dining room features coordinating tile flooring, a tray ceiling, and a window overlooking the front yard. Continue into the spacious living room, where double sliding glass doors create an inviting connection to the covered outdoor area and screened lanai. The kitchen is designed for everyday living and entertaining, offering extensive wood cabinetry, granite countertops, a tile backsplash, stainless steel appliances, a dual-basin sink, and a spacious breakfast bar. Just beside the kitchen, the breakfast nook is surrounded by a bay of windows and features its own double sliding glass door leading to the lanai and pool area. Near the foyer, a versatile flex room currently used as an office features wood-design laminate flooring, beadboard detailing, a front-facing window, and etched glass doors. The primary bedroom provides a comfortable retreat with carpet flooring, a tray ceiling, and double sliding glass doors leading to the backyard, while a retractable awning outside the primary bedroom window provides additional shade. A walk-in closet leads toward the spacious en-suite bathroom, where tile flooring, dual vanities with granite countertops, ample cabinetry, a garden tub beneath an arched window, and a separate glass-enclosed step-in shower with tiled walls create a relaxing private space. Bedrooms 2 and 3 feature well-maintained carpet flooring and built-in closets, while the nearby guest bathroom includes a single vanity with a granite countertop and a tub/shower combination. A glass-insert door provides convenient access from the bathroom to the patio area. The nearby laundry room includes a utility sink, overhead storage, and corridor access to the garage. Blinds and drapes convey with the home. Step outside to the expansive covered rear porch, which flows into a large screened lanai designed for enjoying Florida's outdoor lifestyle. The space includes an open pool deck surrounding an irregularly shaped in-ground pool and spa, all set against peaceful wooded views. The pool is equipped with a variable-speed pump, salt chlorine generator, and GloBrite color-changing underwater LED lights built into the pool walls, while a clear solar cover adds convenience. Beyond the pool area, a miniature putting green at the rear of the home adds another enjoyable outdoor feature. With no rear neighbors and added privacy from the neighboring lots, the backyard provides a peaceful setting for swimming, relaxing, entertaining, or simply enjoying the surroundings. The quiet, walkable community is close to area golf courses, while the nearby Suncoast Bike Trail offers another opportunity to enjoy the outdoors. Combining a private setting, inviting living spaces, a screened pool and spa, and convenient access to recreation, this home offers a wonderful opportunity to enjoy Florida living.

The essentials

Built
2005
Price / sqft
$192
On market
38 days
Annual tax
$3,099
HOA
$139/yr
Flood zone
X · Low risk
Lot
12,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Deck
2 car garage
Garage Door Opener
0.29 acres
Lot size
2,053 sqft
Living area

Payment

Est. monthly payment
$2,528/mo
Down payment (20%)
$79,000
Property taxes
$258/mo
HOA
$139/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
12,712 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Ground Level, Off Street
Pool
Deck, Fiber Optic Lighting, In Ground, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Tile
Days on Market
38
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Awning(s)
Garden
Rain Barrel/Cistern(s)
Rain Gutters
Clubhouse
Fitness Center
Gated Community - No Guard
Golf
Playground
Pool
Tennis Court(s)
Cooktop
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,099
Parcel #
18E-20S-13-0010-00620-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods Cypress Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
12,712 sqft
Cleared
HOA
$139/yr
Sugarmill Woods Cypress Village

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #W7889130
$395,000-2.5%
$192/sqft
9/3/2026
Listed for sale
Source: Stellar MLS #W7889130
$405,000
$197/sqft

Neighborhood

25 Sanders Cir
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$385,000 – $395,000
97.8% – 100% of listTops out right at the list price
80% of listList price
77 of the last 152 home closings in 34446 landed at this number or higher (51%). The median one sat 59 days before it went under contract, and this one is on day 38 after a $10,000 cut.

Sample: 152 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,528/mo
Principal & interest$2,060
Property taxes$258
Insurance$198
HOA$12
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$192 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,053 sq ft

Time on market

38 days

Year built

2005

Monthly payment

About $2,528/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,099 annual tax bill, insurance, and the $139/yr HOA fee.

HOA fee

$139/yr

Managed by Sugarmill Woods Cypress Village.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX MARKETING SPECIALISTSListing agent: Ross HardyListing data from Stellar MLS, MLS# W7889130.

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