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Overview

3 bd4 ba2,266 sqftSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot5,500 sqft
Living area2,266 sqft
Price / sqft$530

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About this home

Ceiling Fans(s)ElevatorHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)BalconyConvection Oven

4030 Gulf Coast Dr is a 2020-built home in Hernando Beach, Hernando Beach. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,266 square feet of living space. Listed at $1,200,000 (about $530/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

DIRECT GULF ACCESS, TWO BOAT LIFTS, RESIDENTIAL ELEVATOR, A RESORT-STYLE POOL & COASTAL LUXURY ALL IN ONE! Built in 2020 & located in desirable North Hernando Beach, this beautiful Key West-style waterfront home combines upscale coastal living with the ultimate Florida boating lifestyle. Offering approximately 2,266 sq ft of living space, 4,775 total sq ft, 3 bedrooms, 3.5 bathrooms & an impressive 3-car garage, this three-story home enjoys WATER VIEWS FROM BOTH THE FRONT & BACK plus the convenience of a RESIDENTIAL ELEVATOR SERVING ALL LEVELS. The bright, open-concept main living level is designed to showcase the water views, with high ceilings, crown molding throughout the living areas & remote-control blinds adding both style & convenience. At the heart of the home, the kitchen is beautifully appointed with shaker-style soft-close cabinetry, granite countertops, upper glass-front cabinets for displaying favorite dishes or décor, deep pot drawers, stainless steel appliances, DOUBLE OVEN RANGE & a spacious breakfast bar. The kitchen opens seamlessly to the dining & living areas, creating an inviting layout for everyday living & effortless entertaining. The primary suite is conveniently located on the main living level & features a walk-in closet with a California-style closet organizer plus a spa-inspired bathroom with a freestanding SLIPPER TUB, oversized glass-enclosed walk-in shower & spacious vanity. Head to the third level where you will find a LOFT, TWO ADDITIONAL BEDROOM SUITES, each with its own private bathroom & walk-in closet. One bathroom features a tub/shower combination while the other offers a walk-in shower. This level also includes an UPPER BALCONY & additional storage area. Outside, your private waterfront oasis awaits with a HEATED & COOLED GUNITE POOL featuring colorful underwater murals of a mermaid, turtles & fish, surrounded by brick pavers, tropical landscaping & a fenced backyard. Brick pavers also enhance the front of the home & oversized driveway. Boaters will appreciate approximately 55 feet of waterfront on CHEEKS CREEK CANAL, a neighborhood favorite, along with a concrete seawall, a 6,000-LB BOAT LIFT, a 10,000-LB BOAT LIFT & a FIXED DECK positioned between the lifts. Enjoy DIRECT GULF ACCESS WITH NO BRIDGES OR LOCKS & approximately 10 minutes to full-throttle waters. Multiple covered balconies provide even more outdoor living space for enjoying the canal views & coastal breezes. Additional features include public water & sewer, irrigation system, WATER SOFTENER, security cameras & NO HOA OR CDD. From relaxing poolside to heading offshore for a day on the Gulf, this exceptional home delivers the boating, entertaining & coastal lifestyle that makes Hernando Beach so special.

The essentials

Built
2020
Price / sqft
$530
On market
3 days
Annual tax
$9,250
Flood zone
AE
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Canal - Saltwater
Private pool
Heated
5,500 sqft lot
Lot size
2,266 sqft
Living area

Payment

Est. monthly payment
$7,629/mo
Down payment (20%)
$240,000
Property taxes
$771/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Oversized
Pool
In Ground, Heated, Other
Waterfront
Canal - Saltwater
Days on Market
3
Ceiling Fans(s)
Elevator
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Balcony
Convection Oven
Dishwasher
Microwave
Range
Refrigerator
Elementary
Westside Elementary-HN
Middle
Fox Chapel Middle School
High
Weeki Wachee High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$9,250
Parcel #
R12-223-16-2310-0850-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
5,500 sqft

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #W7889378
$1,200,000+2081.8%
$530/sqft
7/21/2017
Sold
Source: Hernando County Public Record
$55,000
$24/sqft

Neighborhood

4030 Gulf Coast Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.16M – $1.20M
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 3.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,629/mo
Principal & interest$6,258
Property taxes$771
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$530 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,266 sq ft

Time on market

3 days

Year built

2020

Monthly payment

About $7,629/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,250 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX ALLIANCE GROUPListing agent: Sharie OaklandListing data from Stellar MLS, MLS# W7889378.

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