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Overview

3 bd3 ba2,812 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1975
Lot9,375 sqft
Living area2,812 sqft
Price / sqft$498
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)

3200 Gulf Winds Cir is a 1975-built home in Gulf Coast Ret, Hernando Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,812 square feet of living space. Listed at $1,400,000 (about $498/sqft), 48 days on market. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

OPEN GULFVIEW VIEWS PLUS AN INSIDE BOAT SLIP WITH DRIVEUP FLOATING DOCK for your boat and jet ski! Experience the ultimate Florida waterfront lifestyle in this ONE-OF-A-KIND 3-BEDROOM, 2.5-BATH, THREE-STORY HERNANDO BEACH HOME. Designed to maximize its waterfront setting, the rear of the home is all Impact windows and sliding doors, filling the living spaces with natural light and showcasing expansive Gulf views. Watch dolphins, coastal wildlife and unforgettable sunsets from the comfort of your own home. The open GREAT ROOM FLOOR PLAN seamlessly connects the kitchen, dining and family areas. The spacious kitchen features abundant cabinetry and counter space, a breakfast bar, natural wood cabinetry and countertops, vaulted ceilings, and upper windows that bring in additional natural light. A charming bay window creates a welcoming kitchen nook. The dining area captures beautiful Gulf views, while the family room features wall-to-wall waterfront windows, a dramatic vaulted ceiling and decorative natural wood tongue-and-groove detailing. An additional sitting area continues the coastal feel with tongue-and-groove ceilings, expansive windows and sliding glass doors leading to the backyard. The SPACIOUS PRIMARY SUITE IS LOCATED ON THE MAIN LEVEL and features crown molding and custom glass double doors. The ensuite bath offers dual sinks, a makeup counter and a WALK-IN SHOWER WITH FLOOR-TO-CEILING TILE AND GLASS DOORS, along with a custom walk-in closet and convenient laundry area. A half bath is also located on the main level. Upstairs are TWO ADDITIONAL SPACIOUS BEDROOMS and a full bath with tub/shower, providing comfortable accommodations for family and guests. The third story features a loft and access to the CROWS NEST PORCH, offering an elevated vantage point for panoramic Gulf views. An OVERSIZED 1-CAR GARAGE provides excellent storage, while the room above the garage offers potential for a future FLEX ROOM, HOME OFFICE or additional living space with appropriate improvements. The rear of the home has MULTIPLE PAVED PATIO AREAS with unobstructed Gulf views. An ABOVE-GROUND SPA and decorative iron fencing complement the outdoor living spaces, creating an ideal setting for relaxing, entertaining or enjoying the spectacular Florida sunsets. BOATERS WILL LOVE THE WATER ACCESS! The property includes an INSIDE BOAT SLIP WITH DRIVE-UP FLOATING DOCK for your boat and jet ski. TRANSFERABLE FLOOD INSURANCE saves the new owners 6500 dollars per year. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.

The essentials

Built
1975
Price / sqft
$498
On market
48 days
Annual tax
$7,352
Flood zone
VE
Lot
9,375 sqft
Type
Single Family Residence

At a glance

Single family
Built 1975
Waterfront
Gulf/Ocean
1 car garage
Garage Door Opener
9,375 sqft lot
Lot size
2,812 sqft
Living area

Payment

Est. monthly payment
$8,615/mo
Down payment (20%)
$280,000
Property taxes
$613/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1975
Lot
9,375 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central
Parking
Garage Door Opener
Waterfront
Gulf/Ocean
Days on Market
48
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Storage
Golf Carts OK
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Westside Elementary-HN
Middle
Fox Chapel Middle School
High
Weeki Wachee High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone VE
Annual Tax (2025)
$7,352
Parcel #
R12-223-16-1900-0000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gulf Coast Ret
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
9,375 sqft
ClearedFlood Insurance RequiredFloodZoneNear MarinaNear Public Transit

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #W7888877
$1,400,000+143.5%
$498/sqft
4/16/2020
Sold
Source: Hernando County Public Record
$575,000
$204/sqft

Neighborhood

3200 Gulf Winds Cir
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $1,400,000
$1.35M – $1.40M
96.4% – 100% of listTops out right at the list price
80% of listList price
54 of the last 107 home closings in 34607 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 48.

Sample: 107 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,614/mo
Principal & interest$7,302
Property taxes$613
Insurance$700
Down payment20% · $280,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,400,000

$498 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,812 sq ft

Time on market

48 days

Year built

1975

Monthly payment

About $8,615/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,352 annual tax bill, insurance.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byHILL POINT REALTY INC.Listing agent: Sarah HillListing data from Stellar MLS, MLS# W7888877.

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