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About this home
4146 Diaz CT is a 1997-built home in Hernando Beach, Hernando Beach. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,756 square feet of living space. Listed at $1,495,000 (about $398/sqft), 114 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
ONE OF A KIND 5 bedroom + 4.5 baths + massive 6 car gar with this luxury waterfront custom built home in Hernando Beach. Discover this extraordinary move-in ready luxury custom home, meticulously maintained to the highest standards. This expansive layout with wood plantation shutters throughout, a 6-car garage with circular paver extended driveway is situated on three spacious lots with an impressive 180 feet of deep canal waterfrontage and no locks. There is a private boat launch, floating dock, fixed dock with gazebo, and a 10k lb boat lift. This sprawling estate offers 3,756 sq ft of elegant living space. Designed for durability and style, the home boasts a new roof and gutters in 2/2026, a reinforced seawall, column and lintel tie-beams, Hardi-Plank cementitious siding, Pella windows, alarm system, and both electronic and manual storm shutters, while a whole-house filtration system and 2 of the 3 AC systems are new to provide reliability and comfort. The concrete driveway is accented with reclaimed Chicago bricks and illuminated stone columns. Outdoor living is elevated by a spectacular 126-foot covered waterfront porch featuring cypress wood ceilings and an outdoor kitchen with 2 Big Green Egg grills, and a Viking grill—ideal for enjoying picturesque waterfront views, host family gatherings, or entertaining guests. You’ll be greeted with marble steps with grand balustrades that lead to a stately foyer and an open-concept great room with soaring ceilings, a grand fireplace, Tigerwood floors, and a classic cherry wood wet bar with Sub Zero appliances, double layered Bahia blue granite, stained glass, and a marble powder bath. The remodeled chef’s kitchen is a dream come true, complete with soft-touch wood cabinetry, a spacious pantry, premium granite countertops, a gas cooktop and oven, commercial grade warming drawers, Sub Zero refrigerator that sits inside custom cabinetry with built-in spice racks, 2 Miele dishwashers, a copper sink, and marble floors, all overlooking the family room and reading loft. The master bedroom suite is a luxurious retreat with vaulted ceilings, a sitting area, wet bar, double faced fireplace, jetted tub, a walk-in wardrobe room with custom-built cabinets, Tigerwood floors with double French doors leading to the expansive balcony. On the ground floor, over 3,700 sq ft is devoted to a massive 6-car garage, workshop, 1,000 bottle wine cellar with concrete walls and ceiling, a solid custom door, brick floors, and custom venetian-styled painting, and additional flex spaces. The ground floor has been thoughtfully created to be an easy in-law/apartment with a living room/dining room, bedroom, bathroom and plumbed for kitchen. The main living quarters are thoughtfully positioned above the flood plain for added peace of mind. This one-of-a-kind Hernando Beach waterfront estate blends luxury, function, and lasting quality for discerning buyers seeking the best in coastal living. Fish for sheepshead, redfish, blue crab and many others right from your dock. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, or potential AIRBNB income. Minutes to US 19, walking distance to several amazing local restaurants and close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches. Also close to Pine Island, Homosassa Springs, the famous Weeki Wachee live mermaids & Tarpon Springs Sponge Docks.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,495,000
$398 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,756 sq ft
Time on market
114 days
Year built
1997
Monthly payment
About $9,552/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,092 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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