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Overview

4 bd2 ba1,712 sqft2 car garageSingle Family
TypeSingle Family
HOA$139/yr
Built1978
Lot12,000 sqft
Living area1,712 sqft
Price / sqft$169
Garage2 car

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About this home

Solid Surface CountersDishwasherMicrowaveRangeRefrigerator

16 Fig CT W is a 1978-built home in Sugarmill Woods Cypress Village, Homosassa. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,712 square feet of living space. Listed at $289,000 (about $169/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 annually.

From the listing

Beautifully remodeled 4-bedroom, 2-bath home on a quiet court in Homosassa with no front or rear neighbors. Offering approximately 1,700 square feet of living space and more than 2,400 square feet of total space, including the spacious Florida room, this home has been extensively renovated with an impressive list of improvements. The interior has been freshly painted and features tile flooring throughout the main living areas and bathrooms, with carpeting in the bedrooms. All doors throughout the home are new, including the front entry door. The remodeled kitchen features quartz countertops, a tile backsplash, new stainless-steel appliances, and a convenient butler pantry providing additional storage and workspace. Both bathrooms have been beautifully updated with quartz countertops and tile flooring. The spacious Florida room adds valuable flexible living space for entertaining, relaxing, hobbies, or a home office. An indoor laundry room provides additional convenience. The improvements continue beyond the interior. The home has all-new double-pane insulated windows, a new HVAC system installed in 2025, a new water heater, and a new garage door and opener. The exterior has been freshly painted, and the lawn features a completely new irrigation system, including new piping. The roof was installed in September 2014. The home’s court location provides the benefit of no front or rear neighbors, while the community’s no-rear-build restriction helps preserve the open space behind the property. It is a combination that offers both privacy and peace of mind. Located in Homosassa on Florida’s Nature Coast, this home puts you close to the area’s natural beauty, waterways, outdoor recreation, and relaxed Florida lifestyle. With the major remodeling and numerous important updates already completed, 16 Fig Court W offers a truly move-in-ready home with modern finishes, generous space, and an extensive list of recent improvements that rival a new build. All information is intended to be accurate. Buyer and buyer’s agent to confirm all information prior to closing.

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The essentials

Built
1978
Price / sqft
$169
On market
10 days
Annual tax
$2,945
HOA
$139/yr
Flood zone
X · Low risk
Lot
12,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
2 car garage
0.28 acres
Lot size
1,712 sqft
Living area

Payment

Est. monthly payment
$1,909/mo
Down payment (20%)
$57,800
Property taxes
$245/mo
HOA
$139/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
12,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
10
Solid Surface Counters
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,945
Parcel #
18E-20S-13-0010-01160-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods Cypress Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
12,000 sqft
Cul-De-Sac
HOA
$139/yr
SMW - Cypress Village POA

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #W7889856
$289,000
$169/sqft

Neighborhood

16 Fig CT W
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $289,000
$282,500 – $289,000
97.8% – 100% of listTops out right at the list price
80% of listList price
77 of the last 152 home closings in 34446 landed at this number or higher (51%). The median one sat 59 days before it went under contract, and this one is on day 10.

Sample: 152 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,909/mo
Principal & interest$1,507
Property taxes$245
Insurance$145
HOA$12
Down payment20% · $57,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,000

$169 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,712 sq ft

Time on market

10 days

Year built

1978

Monthly payment

About $1,909/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,945 annual tax bill, insurance, and the $139/yr HOA fee.

HOA fee

$139/yr

Managed by SMW - Cypress Village POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHOME LAND REAL ESTATE INCListing agent: John Allocco Jr, PAListing data from Stellar MLS, MLS# W7889856.

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