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Overview

4 bd3 ba2,486 sqft2 car garageSingle Family
TypeSingle Family
HOA$116/mo
Built2026
Lot6,600 sqft
Living area2,486 sqft
Price / sqft$159
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ESTES RESERVE
Type
Single Family Residence

True monthly carry

HOA
~$116/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsKitchen/Family Room ComboPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)Street LightsCooktop

4295 Darby CT is a 2026-built home in Estes Reserve, Eustis. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,486 square feet of living space. Listed at $394,999 (about $159/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $116 monthly.

From the listing

Tour This Home Today! Estimated Closing: February 2027. Nestled on a quiet cul-de-sac within Estes Reserve in Eustis, a boutique community of just 18 homes, the Florence is a two-story home offering 2,486 sq. ft. of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and versatile loft. The open kitchen, dining, and great room create the perfect gathering space, enhanced by sleek tile throughout the main living areas for a modern touch. The chef-inspired kitchen features a large center island, quartz countertops, 42" white linen cabinetry, stainless steel appliances, and a generous walk-in pantry. Thoughtful details like under-stairs storage, a spacious laundry room, and a brick-paved driveway elevate both form and function. Step outside to your covered lanai overlooking a spacious backyard—perfect for relaxing or entertaining. Upstairs, the primary suite feels like a private retreat with an oversized walk-in closet and spa-inspired bath with dual vanities and floor-to-ceiling tile. Two secondary bedrooms and an open loft—ideal for game nights, movie marathons, or a home office—offer comfort and flexibility, while a first-floor guest bedroom and full bath provide a private space for visitors or multi-generational living.Just outside your door, Estes Reserve offers the best of Central Florida living. Spend weekends fishing or boating on sparkling Lake Eustis, exploring scenic parks, or enjoying the charm of Mount Dora’s waterfront dining, quaint shops, and lively festivals. Stroll downtown Eustis for boutique shopping, cozy restaurants, and seasonal events, or head to nearby Tavares, America’s Seaplane City, for lakeside fun, dining, and entertainment. With Apopka just minutes away and quick access to SR-44 and US-441, you’ll have both convenience and adventure at your fingertips. With its open layout, elevated finishes, and prime location near Mount Dora, Tavares, and Apopka, the Florence isn’t just a home — it’s a lifestyle. Schedule your private tour today! Ask about our incentives! DISCLAIMER: Photos and/or drawings of homes may show stock photos and upgraded landscaping, elevations, and optional features that may not represent the lowest-priced homes in the community. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.

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The essentials

Built
2026
Price / sqft
$159
On market
11 days
Annual tax
$0
HOA
$116/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
6,600 sqft lot
Lot size
2,486 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,884/mo
Down payment (20%)
$79,000
Property taxes
$0/mo
HOA
$116/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
11
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Street Lights
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Elementary
Eustis Elem
Middle
Eustis Middle
High
Eustis High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$0
Parcel #
05-19-27-0400-000-01700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Estes Reserve
County
Lake
MLS Area
32736 - Eustis
Lot Size
6,600 sqft
SidewalkPaved
HOA
$116/mo
HARTIZEN HOMES

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #W7889984
$394,999
$159/sqft

Neighborhood

4295 Darby CT
Eustis, FL, 32736 · 32736 - Eustis

Market insights

Offer Insights

Choose an offer strength

List price: $394,999
$385,000 – $394,999
97.6% – 100% of listTops out right at the list price
80% of listList price
45 of the last 88 home closings in 32736 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 11.

Sample: 88 closed home sales in 32736 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,884/mo
Principal & interest$2,060
Property taxes$510
Insurance$197
HOA$116
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$394,999

$159 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,486 sq ft

Time on market

11 days

Year built

2026

Monthly payment

About $2,884/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $116/mo HOA fee.

HOA fee

$116/mo

Managed by HARTIZEN HOMES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMALTBIE REALTY GROUPListing agent: Bill MaltbieListing data from Stellar MLS, MLS# W7889984.

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