

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ESTES RESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$116/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
4295 Darby CT is a 2026-built home in Estes Reserve, Eustis. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,486 square feet of living space. Listed at $394,999 (about $159/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $116 monthly.
Tour This Home Today! Estimated Closing: February 2027. Nestled on a quiet cul-de-sac within Estes Reserve in Eustis, a boutique community of just 18 homes, the Florence is a two-story home offering 2,486 sq. ft. of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and versatile loft. The open kitchen, dining, and great room create the perfect gathering space, enhanced by sleek tile throughout the main living areas for a modern touch. The chef-inspired kitchen features a large center island, quartz countertops, 42" white linen cabinetry, stainless steel appliances, and a generous walk-in pantry. Thoughtful details like under-stairs storage, a spacious laundry room, and a brick-paved driveway elevate both form and function. Step outside to your covered lanai overlooking a spacious backyard—perfect for relaxing or entertaining. Upstairs, the primary suite feels like a private retreat with an oversized walk-in closet and spa-inspired bath with dual vanities and floor-to-ceiling tile. Two secondary bedrooms and an open loft—ideal for game nights, movie marathons, or a home office—offer comfort and flexibility, while a first-floor guest bedroom and full bath provide a private space for visitors or multi-generational living.Just outside your door, Estes Reserve offers the best of Central Florida living. Spend weekends fishing or boating on sparkling Lake Eustis, exploring scenic parks, or enjoying the charm of Mount Dora’s waterfront dining, quaint shops, and lively festivals. Stroll downtown Eustis for boutique shopping, cozy restaurants, and seasonal events, or head to nearby Tavares, America’s Seaplane City, for lakeside fun, dining, and entertainment. With Apopka just minutes away and quick access to SR-44 and US-441, you’ll have both convenience and adventure at your fingertips. With its open layout, elevated finishes, and prime location near Mount Dora, Tavares, and Apopka, the Florence isn’t just a home — it’s a lifestyle. Schedule your private tour today! Ask about our incentives! DISCLAIMER: Photos and/or drawings of homes may show stock photos and upgraded landscaping, elevations, and optional features that may not represent the lowest-priced homes in the community. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 88 closed home sales in 32736 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$394,999
$159 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,486 sq ft
Time on market
11 days
Year built
2026
Monthly payment
About $2,884/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $116/mo HOA fee.
HOA fee
$116/mo
Managed by HARTIZEN HOMES.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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