18410 Sterling Silver Cir, photo 1
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Overview

3 bd3 ba1,950 sqftSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot15,624 sqft
Living area1,950 sqft
Price / sqft$282

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenBalconyPrivate MailboxDishwasherDisposalElectric Water HeaterMicrowaveRange

18410 Sterling Silver Cir is a 1978-built home in Windemere Unit I, Lutz. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,950 square feet of living space. Listed at $549,999 (about $282/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming, updated 3-bedroom, 2.5-bathroom home in the highly desirable Lutz area! Featuring a comfortable open-concept layout and a kitchen with sleek quartz countertops, this home blends comfort with contemporary style. Luxury vinyl flooring flows seamlessly through the family room, kitchen, and dining area. The spacious primary suite offers a generous walk-in closet and a private balcony overlooking the beautiful backyard and sparkling pool. Newly replaced insulation, new impact windows, and French and sliding doors add energy efficiency and peace of mind for years to come. Step outside to a spacious backyard, an inviting pool, and a covered back porch, perfect for morning coffee or afternoon relaxation surrounded by serene natural views. Just minutes from major roads, this home offers the ideal balance of tranquility and convenience in a prime location. Move-in ready, this gem won't last long. Schedule your showing today!

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The essentials

Built
1978
Price / sqft
$282
On market
1 day
Annual tax
$7,012
Flood zone
X · Low risk
Lot
15,624 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Private pool
In Ground
0.36 acres
Lot size
1,950 sqft
Living area

Payment

Est. monthly payment
$3,727/mo
Down payment (20%)
$110,000
Property taxes
$584/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
15,624 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
1
Eat-in Kitchen
Balcony
Private Mailbox
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$7,012
Parcel #
U-18-27-19-1BC-000001-00018.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windemere Unit I
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
15,624 sqft

Price history

Date
Event
Price
10/19/2026
Listed for sale
Source: Stellar MLS #W7890337
$549,999+10.6%
$282/sqft
8/27/2025
Sold
Source: Hillsborough County Public Record
$497,500
$255/sqft

Neighborhood

18410 Sterling Silver Cir
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $549,999
$545,000 – $549,999
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 78 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 1.

Sample: 78 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,728/mo
Principal & interest$2,868
Property taxes$584
Insurance$275
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,999

$282 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,950 sq ft

Time on market

1 day

Year built

1978

Monthly payment

About $3,727/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,012 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEQUITY PARTNERS REAL EST LLCListing agent: MATT BullwinkelListing data from Stellar MLS, MLS# W7890337.

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