Costs of owning

What it really costs to own in Florida.

Clear Creek HOA fees

Clermont, Lake County · 34714

Homes in Clear Creek (Clermont) pay a median $381 a year in HOA dues, about $32 a month, based on 8 listings. Half fall between $371 and $390. None of the listings we reviewed report a CDD.

HOA, median
$381/yr
About $32 a month
CDD, median
None reported
Property tax, median
$4,889/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$439
HOA + tax at the medians

Clear Creek cost questions

How much are HOA fees in Clear Creek?

Homes in Clear Creek (Clermont) pay a median $381 a year in HOA dues, about $32 a month, based on 8 listings. Half fall between $371 and $390.

Does Clear Creek have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Clear Creek, before the mortgage?

HOA and property tax come to about $439 a month at the medians (property tax median $4,889 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Clear Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “CLEAR CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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