What it really costs to own in Florida.
Cross Pointe HOA fees
Oldsmar, Pinellas County · 34677
Homes in Cross Pointe (Oldsmar) pay a median $1,800 a year in HOA dues, about $150 a month, based on 5 listings. Half fall between $1,700 and $1,800.
What the dues cover
- Guard - 24 Hour60% of listings
- Management40% of listings
- Private Road40% of listings
- Common Area Taxes40% of listings
- Escrow Reserves Fund20% of listings
Amenities listed: Gated, Fence Restrictions, Security.
80% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Cross Pointe right now
1 active listing
Cross Pointe cost questions
How much are HOA fees in Cross Pointe?
Homes in Cross Pointe (Oldsmar) pay a median $1,800 a year in HOA dues, about $150 a month, based on 5 listings. Half fall between $1,700 and $1,800.
Does Cross Pointe have a CDD?
20% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Cross Pointe, before the mortgage?
HOA and property tax come to about $560 a month at the medians (property tax median $4,924 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Cross Pointe from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “CROSS POINTE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- East Lake WoodlandsOldsmar · HOA $1,770/yr
- East Lake Woodlands Woodlake RunOldsmar · HOA $6,967/yr
- El Pasado A CondoPalm Harbor · HOA $7,176/yr
- East Lake Woodlands Cypress EstatesOldsmar · HOA $6,852/yr
- Boot Ranch - Eagle WatchPalm Harbor · HOA $3,840/yr
- East Lake Woodlands CondoOldsmar · HOA $6,720/yr
- Bay ArborOldsmar · HOA $1,200/yr
- Tarpon Woods CondoPalm Harbor · HOA $8,100/yr
- East Lake Woodlands Cluster HomesOldsmar · HOA $5,880/yr
- Strathmore Gate-EastPalm Harbor · HOA $5,400/yr
- Manors of Forest LakesOldsmar · HOA $420/yr
- Anchorage of Tarpon LakePalm Harbor · HOA $500/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.