What it really costs to own in Florida.
Bay Arbor HOA fees
Oldsmar, Pinellas County · 34677
Homes in Bay Arbor (Oldsmar) pay a median $1,200 a year in HOA dues, about $100 a month, based on 8 listings. Half fall between $1,200 and $1,200. None of the listings we reviewed report a CDD.
What the dues cover
- Pool75% of listings
- Common Area Taxes38% of listings
- Escrow Reserves Fund38% of listings
- Fidelity Bond25% of listings
- Management25% of listings
Amenities listed: Gated, Pool, Playground.
Live inventory
For sale in Bay Arbor right now
3 active listings
Bay Arbor cost questions
How much are HOA fees in Bay Arbor?
Homes in Bay Arbor (Oldsmar) pay a median $1,200 a year in HOA dues, about $100 a month, based on 8 listings. Half fall between $1,200 and $1,200.
Does Bay Arbor have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Bay Arbor, before the mortgage?
HOA and property tax come to about $779 a month at the medians (property tax median $8,152 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Bay Arbor from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “BAY ARBOR”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Manors of Forest LakesOldsmar · HOA $420/yr
- Gardens of Forest Lakes CondoOldsmar · HOA $7,989/yr
- East Lake Woodlands Cluster HomesOldsmar · HOA $5,880/yr
- East Lake Woodlands Woodlake RunOldsmar · HOA $6,967/yr
- East Lake Woodlands CondoOldsmar · HOA $6,720/yr
- Gull-Aire VillageOldsmar · HOA $840/yr
- East Lake WoodlandsOldsmar · HOA $1,770/yr
- Cross PointeOldsmar · HOA $1,800/yr
- East Lake Woodlands Cypress EstatesOldsmar · HOA $6,852/yr
- Bayside TerraceOldsmar · HOA $6,960/yr
- Seaside EstatesOldsmar · HOA $5,676/yr
- Briar Creek Mobile Home Community II CondoSafety Harbor · HOA $3,000/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.