What it really costs to own in Florida.
Hammock Oaks Villas CDD fees
Lady Lake, Lake County · 32159
100% of listings with a known CDD status (3) report one, with a median $2,700 a year collected on the property tax bill.
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For sale in Hammock Oaks Villas right now
1 active listing
Hammock Oaks Villas cost questions
How much are HOA fees in Hammock Oaks Villas?
Fewer than five listings in Hammock Oaks Villas reported an HOA fee, so we don't publish a median. Ask the listing agent for the current association budget on any home you're considering.
Does Hammock Oaks Villas have a CDD?
Yes, most homes. 100% of the 3 listings with a known CDD status report one, and 3 gave an amount: a median $2,700 a year (range $2,700 to $2,700). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Hammock Oaks Villas, before the mortgage?
CDD comes to about $225 a month at the medians. Not enough listings reported HOA and property tax to include them. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Hammock Oaks Villas from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 3 addressesin subdivisions matching “HAMMOCK OAKS VILLAS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Hammock OaksLady Lake · HOA $1,764/yr · CDD $2,990/yr
- Kh Cw Hammock Oaks LlcLady Lake · HOA $5,220/yr · CDD $2,300/yr
- Reserves at Hammock OaksLady Lake · HOA $1,616/yr · CDD $2,945/yr
- The Reserve at Hammock OaksLady Lake · HOA $1,616/yr · CDD $2,769/yr
- The VillagesThe Villages · HOA $1,324/yr · CDD $1,389/yr
- Green Key VillageLady Lake · HOA $1,980/yr
- Orange Blossom GardensLady Lake · HOA $2,400/yr · CDD $2,394/yr
- Lady Lake Orange Blossom GardensLady Lake · HOA $2,424/yr · CDD $1,538/yr
- Boulevard OaksLady Lake · HOA $2,064/yr
- Boulevard Oaks of Lady LakeLady Lake · HOA $2,064/yr
- Villages / Fruitland ParkThe Villages · CDD $2,031/yr
- Saddle HillFruitland Park · HOA $1,500/yr
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