What it really costs to own in Florida.
The Villages HOA and CDD fees
The Villages, Lake County · 32159, 34762, 32163
Homes in The Villages (The Villages) pay a median $1,324 a year in HOA dues, about $110 a month, based on 12 listings. Half fall between $100 and $2,844. 57% of listings with a known CDD status (88) report one, with a median $1,389 a year collected on the property tax bill.
HOA by home type
| Townhomes and villas | $200/yr | 5 listings |
| Condos | $7,028/yr | 3 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Pool42% of listings
- Recreational Facilities42% of listings
Amenities listed: Pool, Recreation Facilities, Golf Course, Pickleball Court(s), Shuffleboard Court, Tennis Court(s).
Live inventory
For sale in The Villages right now
208 active listings
The Villages cost questions
How much are HOA fees in The Villages?
Homes in The Villages (The Villages) pay a median $1,324 a year in HOA dues, about $110 a month, based on 12 listings. Half fall between $100 and $2,844.
Does The Villages have a CDD?
Yes, for about half the homes or more. 57% of the 88 listings with a known CDD status report one, and 48 gave an amount: a median $1,389 a year (range $321 to $5,854). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in The Villages, before the mortgage?
HOA, CDD and property tax come to about $547 a month at the medians (property tax median $3,854 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in The Villages from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 88 addressesin subdivisions matching “THE VILLAGES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Hammock OaksLady Lake · HOA $1,764/yr · CDD $2,990/yr
- Orange Blossom GardensLady Lake · HOA $2,400/yr · CDD $2,394/yr
- Kh Cw Hammock Oaks LlcLady Lake · HOA $5,220/yr · CDD $2,300/yr
- Hammock Oaks VillasLady Lake · CDD $2,700/yr
- Lady Lake Orange Blossom GardensLady Lake · HOA $2,424/yr · CDD $1,538/yr
- Reserves at Hammock OaksLady Lake · HOA $1,616/yr · CDD $2,945/yr
- The Reserve at Hammock OaksLady Lake · HOA $1,616/yr · CDD $2,769/yr
- Boulevard OaksLady Lake · HOA $2,064/yr
- Boulevard Oaks of Lady LakeLady Lake · HOA $2,064/yr
- Green Key VillageLady Lake · HOA $1,980/yr
- Saddle HillFruitland Park · HOA $1,500/yr
- Harbor HillsLady Lake · HOA $2,192/yr
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