Costs of owning

What it really costs to own in Florida.

Harbor Hills HOA fees

Lady Lake, Lake County · 32159

Homes in Harbor Hills (Lady Lake) pay a median $2,192 a year in HOA dues, about $183 a month, based on 33 listings. Half fall between $2,184 and $2,200. None of the listings we reviewed report a CDD.

HOA, median
$2,192/yr
About $183 a month
CDD, median
None reported
Property tax, median
$5,970/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$680
HOA + tax at the medians

HOA by home type

Single-family homes$2,192/yr29 listings
Townhomes and villas$2,184/yr4 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Guard - 24 Hour42% of listings
  • Private Road27% of listings
  • Security27% of listings

Amenities listed: Gated, Golf Course.

Live inventory

For sale in Harbor Hills right now

26 active listings

39914 Sunbeam Way
Active
House for sale
$319,999
3 bed2 bath2,034 sqft0.30 acre lot
39914 Sunbeam Way
Lady Lake, FL, 32159
Brokered by EPIQUE REALTY INC.
39539 Harbor Hills Blvd
Active
House for sale
$338,000
3 bed3 bath2,303 sqft0.63 acre lot
39539 Harbor Hills Blvd
Lady Lake, FL, 32159
Brokered by REALTY EXECUTIVES IN THE VILLAGES
6053 Spinnaker Loop
Active
House for sale
$617,500
3 bed3 bath3,024 sqft0.68 acre lot
6053 Spinnaker Loop
Lady Lake, FL, 32159
Brokered by ERA GRIZZARD REAL ESTATE
39622 Harbor Hills Blvd
Active
House for sale
$410,000
3 bed2 bath2,175 sqft0.32 acre lot
39622 Harbor Hills Blvd
Lady Lake, FL, 32159
Brokered by EMPIRE NETWORK REALTY
Tbd Griffin Landing
Active
Lot / Land for sale
$149,000
0 bath0.80 acre lot
Tbd Griffin Landing
Lady Lake, FL, 32159
Brokered by MORRIS REALTY AND INVESTMENTS
6043 Apex Way
Active
House for sale
$780,000
4 bed3 bath2,615 sqft0.36 acre lot
6043 Apex Way
Lady Lake, FL, 32159
Brokered by RE/MAX PREMIER REALTY
39407 Treeline Dr
ActivePrice reduced
House for sale
$564,900
$24k
4 bed4 bath2,502 sqft0.60 acre lot
39407 Treeline Dr
Lady Lake, FL, 32159
Brokered by REAL BROKER, LLC
39905 Bayview Dr
Active
House for sale
$279,900
2 bed2 bath1,598 sqft0.21 acre lot
39905 Bayview Dr
Lady Lake, FL, 32159
Brokered by HARBOR HILLS SALES, INC
See all 26 Harbor Hills homes

Harbor Hills cost questions

How much are HOA fees in Harbor Hills?

Homes in Harbor Hills (Lady Lake) pay a median $2,192 a year in HOA dues, about $183 a month, based on 33 listings. Half fall between $2,184 and $2,200.

Does Harbor Hills have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Harbor Hills, before the mortgage?

HOA and property tax come to about $680 a month at the medians (property tax median $5,970 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Harbor Hills from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 33 addressesin subdivisions matching “HARBOR HILLS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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