Costs of owning

What it really costs to own in Florida.

Lucaya HOA fees

Kissimmee, Osceola County · 34746

Homes in Lucaya (Kissimmee) pay a median $6,660 a year in HOA dues, about $555 a month, based on 17 listings. Half fall between $5,916 and $7,332. None of the listings we reviewed report a CDD.

HOA, median
$6,660/yr
About $555 a month
CDD, median
None reported
Property tax, median
$3,988/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$887
HOA + tax at the medians

What the dues cover

  • Pool94% of listings
  • Maintenance Grounds53% of listings
  • Maintenance Structure47% of listings
  • Cable TV41% of listings
  • Internet35% of listings
  • Recreational Facilities29% of listings

Amenities listed: Clubhouse, Pool, Fitness Center, Playground.

Live inventory

For sale in Lucaya right now

39 active listings

Address on request
ActiveNew
Townhouse for sale
$355,000
4 bed3 bath1,694 sqft0.02 acre lot
Address on request
Kissimmee, FL, 34747
Brokered by OLYMPUS EXECUTIVE REALTY INC
2966 Lucayan Harbour Cir #103
Active
Townhouse for sale
$270,000
3 bed2 bath1,300 sqft0.02 acre lot
2966 Lucayan Harbour Cir #103
Kissimmee, FL, 34746
Brokered by AGENT TRUST REALTY CORPORATION
2900 Edenshire Way #106
Active
Townhouse for sale
$280,000
3 bed2 bath1,300 sqft0.02 acre lot
2900 Edenshire Way #106
Kissimmee, FL, 34746
Brokered by GOLDEN KEY REAL ESTATE SOLUTIONS LLC
8930 Shine Dr
Active
Townhouse for sale
$289,000
3 bed2 bath1,300 sqft0.02 acre lot
8930 Shine Dr
Kissimmee, FL, 34747
Brokered by FLORIDA 360 REALTY LLC
2900 Edenshire Way #102
Active
Townhouse for sale
$297,000
3 bed2 bath1,300 sqft0.02 acre lot
2900 Edenshire Way #102
Kissimmee, FL, 34746
Brokered by KARDOSH REALTY
5356 Diplomat CT #102
ActivePrice reduced
Townhouse for sale
$299,000
$6k
3 bed2 bath1,300 sqft0.02 acre lot
5356 Diplomat CT #102
Kissimmee, FL, 34746
Brokered by ON ME REALTY
3210 Gold Ln
Active
Townhouse for sale
$314,999
3 bed2 bath1,300 sqft0.02 acre lot
3210 Gold Ln
Kissimmee, FL, 34747
Brokered by REALTY OF AMERICA
3211 Gold Ln
Active
Townhouse for sale
$279,990
3 bed2 bath1,300 sqft0.02 acre lot
3211 Gold Ln
Kissimmee, FL, 34747
Brokered by WRA BUSINESS & REAL ESTATE
See all 39 Lucaya homes

Lucaya cost questions

How much are HOA fees in Lucaya?

Homes in Lucaya (Kissimmee) pay a median $6,660 a year in HOA dues, about $555 a month, based on 17 listings. Half fall between $5,916 and $7,332.

Does Lucaya have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Lucaya, before the mortgage?

HOA and property tax come to about $887 a month at the medians (property tax median $3,988 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lucaya from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 17 addressesin subdivisions matching “LUCAYA”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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