Costs of owning

What it really costs to own in Florida.

McCormick Reserve HOA fees

Ocoee, Orange County · 34761

Homes in McCormick Reserve (Ocoee) pay a median $970 a year in HOA dues, about $81 a month, based on 6 listings. Half fall between $900 and $996. None of the listings we reviewed report a CDD.

HOA, median
$970/yr
About $81 a month
CDD, median
None reported
Property tax, median
$6,616/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$632
HOA + tax at the medians

Live inventory

For sale in McCormick Reserve right now

3 active listings

3538 Heart Pine Loop
ActivePrice reduced
House for sale
$380,000
$15k
3 bed2 bath1,515 sqft0.14 acre lot
3538 Heart Pine Loop
Ocoee, FL, 34761
Brokered by FLORIDA REALTY INVESTMENTS
3522 Heart Pine Loop
Active
House for sale
$530,000
4 bed3 bath2,466 sqft0.24 acre lot
3522 Heart Pine Loop
Ocoee, FL, 34761
Brokered by DALTON WADE INC
3447 Gretchen Dr
ActivePrice reduced
House for sale
$569,000
$20k
6 bed3 bath3,056 sqft0.15 acre lot
3447 Gretchen Dr
Ocoee, FL, 34761
Brokered by FLORIDA EXECUTIVE REALTY
See all 3 McCormick Reserve homes

McCormick Reserve cost questions

How much are HOA fees in McCormick Reserve?

Homes in McCormick Reserve (Ocoee) pay a median $970 a year in HOA dues, about $81 a month, based on 6 listings. Half fall between $900 and $996.

Does McCormick Reserve have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in McCormick Reserve, before the mortgage?

HOA and property tax come to about $632 a month at the medians (property tax median $6,616 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in McCormick Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “MCCORMICK RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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