What it really costs to own in Florida.
Oak Trail Reserve HOA fees
Ocoee, Orange County · 34761
Homes in Oak Trail Reserve (Ocoee) pay a median $2,130 a year in HOA dues, about $178 a month, based on 6 listings. Half fall between $2,100 and $2,160. None of the listings we reviewed report a CDD.
What the dues cover
- Pool50% of listings
- Recreational Facilities33% of listings
Amenities listed: Gated, Pool, Recreation Facilities.
Live inventory
For sale in Oak Trail Reserve right now
5 active listings
Oak Trail Reserve cost questions
How much are HOA fees in Oak Trail Reserve?
Homes in Oak Trail Reserve (Ocoee) pay a median $2,130 a year in HOA dues, about $178 a month, based on 6 listings. Half fall between $2,100 and $2,160.
Does Oak Trail Reserve have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Oak Trail Reserve, before the mortgage?
HOA and property tax come to about $606 a month at the medians (property tax median $5,146 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Oak Trail Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “OAK TRAIL RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Arden Park NorthOcoee · HOA $2,142/yr
- McCormick ReserveOcoee · HOA $970/yr
- WynwoodOcoee · HOA $972/yr
- Prairie LakeOcoee · HOA $476/yr
- SawmillOcoee · HOA $150/yr
- McCormick WoodsOcoee · HOA $1,398/yr
- Forest Lake EstatesApopka · HOA $1,100/yr
- Reserve at Lake MeadowsOcoee · HOA $1,476/yr
- Greens / Frst LakeOcoee · HOA $3,000/yr
- Oak PointeApopka · HOA $2,256/yr
- Robinson HillsOrlando · HOA $460/yr
- Yogi Bears Jellystone Park CondoApopka · HOA $3,400/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.