Costs of owning

What it really costs to own in Florida.

Rainwood HOA fees

Groveland, Lake County · 34736

Homes in Rainwood (Groveland) pay a median $2,136 a year in HOA dues, about $178 a month, based on 24 listings. Half fall between $2,136 and $2,136. None of the listings we reviewed report a CDD.

HOA, median
$2,136/yr
About $178 a month
CDD, median
None reported
Property tax, median
$889/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$252
HOA + tax at the medians

HOA by home type

Single-family homes$2,136/yr18 listings
Townhomes and villas$3,876/yr6 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool79% of listings
  • Internet71% of listings
  • Cable TV58% of listings
  • Recreational Facilities58% of listings
  • Maintenance Grounds29% of listings

Amenities listed: Playground, Pool, Park, Trail(s).

Rainwood cost questions

How much are HOA fees in Rainwood?

Homes in Rainwood (Groveland) pay a median $2,136 a year in HOA dues, about $178 a month, based on 24 listings. Half fall between $2,136 and $2,136.

Does Rainwood have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Rainwood, before the mortgage?

HOA and property tax come to about $252 a month at the medians (property tax median $889 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Rainwood from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 24 addressesin subdivisions matching “RAINWOOD”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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