Costs of owning

What it really costs to own in Florida.

Saddlebrook HOA fees

Wesley Chapel, Pasco County · 33543, 33544

Homes in Saddlebrook (Wesley Chapel) pay a median $3,832 a year in HOA dues, about $319 a month, based on 22 listings. Half fall between $1,040 and $10,180. None of the listings we reviewed report a CDD.

HOA, median
$3,832/yr
About $319 a month
CDD, median
None reported
Property tax, median
$4,948/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$732
HOA + tax at the medians

HOA by home type

Single-family homes$1,336/yr16 listings
Condos$8,034/yr6 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Guard - 24 Hour55% of listings
  • Escrow Reserves Fund41% of listings
  • Maintenance Grounds41% of listings
  • Security41% of listings
  • Cable TV36% of listings
  • Common Area Taxes36% of listings

Amenities listed: Pool, Gated, Maintenance, Security, Golf Course, Clubhouse.

Live inventory

For sale in Saddlebrook right now

28 active listings

5020 MILL Pond Rd #3172
Active
Condo for sale
$280,000
2 bed2 bath1,096 sqft
5020 MILL Pond Rd #3172
Wesley Chapel, FL, 33543
Brokered by CENTURY 21 BILL NYE REALTY
5333 Cobblestone CT
Active
House for sale
$325,000
3 bed3 bath1,772 sqft0.11 acre lot
5333 Cobblestone CT
Wesley Chapel, FL, 33543
Brokered by CENTURY 21 BILL NYE REALTY
29129 Bay Hollow Dr #3204/3206
Active
Condo for sale
$270,000
3 bed3 bath1,519 sqft0.02 acre lot
29129 Bay Hollow Dr #3204/3206
Wesley Chapel, FL, 33543
Brokered by CENTURY 21 BILL NYE REALTY
4522 Mapletree Loop
ActivePrice reduced
House for sale
$649,900
$20k
5 bed4 bath3,484 sqft0.26 acre lot
4522 Mapletree Loop
Wesley Chapel, FL, 33544
Brokered by STAR BAY REALTY CORP.
5444 Saddlebrook Way #2
ActivePrice reduced
Condo for sale
$260,000
$35k
3 bed3 bath1,688 sqft
5444 Saddlebrook Way #2
Wesley Chapel, FL, 33543
Brokered by SMITH & ASSOCIATES REAL ESTATE
27026 Arrowbrook Way
ActivePrice reduced
House for sale
$440,000
$10k
3 bed2 bath2,018 sqft0.15 acre lot
27026 Arrowbrook Way
Wesley Chapel, FL, 33544
Brokered by RE/MAX PREMIER GROUP
29130 Bay Hollow Dr #3314
Active
Condo for sale
$264,900
2 bed2 bath1,400 sqft
29130 Bay Hollow Dr #3314
Wesley Chapel, FL, 33543
Brokered by CENTURY 21 BILL NYE REALTY
4716 Mapletree Loop
Active
House for sale
$450,000
4 bed3 bath2,532 sqft0.18 acre lot
4716 Mapletree Loop
Wesley Chapel, FL, 33543
Brokered by COMPASS FLORIDA LLC
See all 28 Saddlebrook homes

Saddlebrook cost questions

How much are HOA fees in Saddlebrook?

Homes in Saddlebrook (Wesley Chapel) pay a median $3,832 a year in HOA dues, about $319 a month, based on 22 listings. Half fall between $1,040 and $10,180.

Does Saddlebrook have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Saddlebrook, before the mortgage?

HOA and property tax come to about $732 a month at the medians (property tax median $4,948 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Saddlebrook from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 23 addressesin subdivisions matching “SADDLEBROOK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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