Costs of owning

What it really costs to own in Florida.

Tapestry HOA and CDD fees

Kissimmee, Osceola County · 34741

Homes in Tapestry (Kissimmee) pay a median $2,304 a year in HOA dues, about $192 a month, based on 55 listings. Half fall between $2,076 and $2,952. 65% of listings with a known CDD status (55) report one, with a median $659 a year collected on the property tax bill.

HOA, median
$2,304/yr
About $192 a month
CDD, median
$659/yr
65% of 55 listings have one
Property tax, median
$6,914/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$823
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$2,076/yr41 listings
Townhomes and villas$3,464/yr14 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Guard - 24 Hour51% of listings
  • Pool51% of listings
  • Maintenance Grounds22% of listings
  • Security20% of listings

Amenities listed: Gated, Fitness Center, Clubhouse, Pool, Playground.

Tapestry cost questions

How much are HOA fees in Tapestry?

Homes in Tapestry (Kissimmee) pay a median $2,304 a year in HOA dues, about $192 a month, based on 55 listings. Half fall between $2,076 and $2,952.

Does Tapestry have a CDD?

Yes, for about half the homes or more. 65% of the 55 listings with a known CDD status report one, and 35 gave an amount: a median $659 a year (range $439 to $7,908). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Tapestry, before the mortgage?

HOA, CDD and property tax come to about $823 a month at the medians (property tax median $6,914 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Tapestry from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 55 addressesin subdivisions matching “TAPESTRY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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