Costs of owning

What it really costs to own in Florida.

Villas at Shadow Bay HOA fees

Kissimmee, Osceola County · 34741

Homes in Villas at Shadow Bay (Kissimmee) pay a median $4,008 a year in condo association dues, about $334 a month, based on 7 listings. Half fall between $4,008 and $4,020. None of the listings we reviewed report a CDD.

HOA, median
$4,008/yr
About $334 a month
CDD, median
None reported
Property tax, median
$2,478/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$541
HOA + tax at the medians

What the dues cover

  • Pool57% of listings
  • Trash57% of listings
  • Maintenance Structure43% of listings
  • Common Area Taxes29% of listings
  • Maintenance Grounds29% of listings

Amenities listed: Pool.

Live inventory

For sale in Villas at Shadow Bay right now

6 active listings

2931 Rio Grande Trl #2981
Active
Condo for sale
$180,000
2 bed2 bath1,025 sqft0.05 acre lot
2931 Rio Grande Trl #2981
Kissimmee, FL, 34741
Brokered by LPT REALTY, LLC
3023 Rio Grande Trl #3023
ActivePrice reduced
Condo for sale
$209,000
$11k
3 bed2 bath1,250 sqft0.05 acre lot
3023 Rio Grande Trl #3023
Kissimmee, FL, 34741
Brokered by KELLER WILLIAMS ADVANTAGE III
2706 Rio Grande Trl #2706
Active
Condo for sale
$205,000
3 bed2 bath1,250 sqft0.07 acre lot
2706 Rio Grande Trl #2706
Kissimmee, FL, 34741
Brokered by CHARLES RUTENBERG REALTY ORLANDO
3111 Rio Grande Trl
ActivePrice reduced
Condo for sale
$249,830
$7k
3 bed2 bath1,375 sqft0.07 acre lot
3111 Rio Grande Trl
Kissimmee, FL, 34741
Brokered by M2M REALTY
3226 Fox Squirrel Dr
Active
Condo for sale
$189,890
2 bed2 bath1,100 sqft0.05 acre lot
3226 Fox Squirrel Dr
Kissimmee, FL, 34741
Brokered by SMART MIAMI REALTY, LLC.
3115 Fox Squirrel Dr #3115
ActivePrice reduced
Condo for sale
$159,900
$40k
3 bed2 bath1,250 sqft0.05 acre lot
3115 Fox Squirrel Dr #3115
Kissimmee, FL, 34741
Brokered by CENTURY 21 ALL HOMES & PROPERT
See all 6 Villas at Shadow Bay homes

Villas at Shadow Bay cost questions

How much are HOA fees in Villas at Shadow Bay?

Homes in Villas at Shadow Bay (Kissimmee) pay a median $4,008 a year in condo association dues, about $334 a month, based on 7 listings. Half fall between $4,008 and $4,020.

Does Villas at Shadow Bay have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Villas at Shadow Bay, before the mortgage?

HOA and property tax come to about $541 a month at the medians (property tax median $2,478 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Villas at Shadow Bay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “VILLAS AT SHADOW BAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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