13729 SE 89th Ave, photo 1
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Overview

3 bd2 ba1,760 sqft2 car garageSingle Family
TypeSingle Family
HOA$211/mo
Built1998
Lot9,583 sqft
Living area1,760 sqft
Price / sqft$140
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSolid Wood CabinetsVaulted Ceiling(s)Walk-in Closet(s)LightingPrivate MailboxTennis Court(s)

13729 SE 89th Ave is a 1998-built home in Spruce Crk Golf & CC Alamosa, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,760 square feet of living space. Listed at $245,900 (about $140/sqft), 565 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211 monthly.

From the listing

Your Florida retreat awaits best value in Spruce Creek Golf & Country Club. Step into this beautifully updated 3-bedroom, 2-bath Holly model, over 1800 sq ft, Florida room under air. The gorgeous kitchen , featuring brand-new stainless-steel appliances, stunning Quartz countertops, and solid wood cabinetry, as well as the bathrooms beautifully updated—perfect for both everyday living and entertaining family and friends. Enjoy a spacious split floor plan with vaulted ceilings, and new interior paint and water heater with a 2-car garage, and is nestled in one of Florida’s premier active adult communities. The resort style community boasts an array of amenities including indoor/outdoor heated pools, a clubhouse with billiards, spa, fitness center, and RV/boat storage—everything you need for a vibrant active lifestyle and retreat form the cold to sunny Florida. Roof replaced in 2013 and AC updated in 2015. Seller closing credits available, making this an incredible opportunity for a seasonal home Schedule your showing today this home is move in ready!

The essentials

Built
1998
Price / sqft
$140
On market
565 days
Annual tax
$4,173
HOA
$211/mo
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Community pool
Fitness center too
2 car garage
Covered
9,583 sqft lot
Lot size
1,760 sqft
Living area

Payment

Est. monthly payment
$1,964/mo
Down payment (20%)
$49,180
Property taxes
$348/mo
HOA
$211/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
9,583 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Covered, Driveway
Days on Market
565
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Wood Cabinets
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Special Community Restrictions
Cooktop
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Range
Range Hood
Refrigerator
Elementary
Belleview Elementary School
Middle
Lake Weir Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$4,173
Parcel #
6103-046-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk Golf & CC Alamosa
County
Marion
MLS Area
34491 - Summerfield
Lot Size
9,583 sqft
HOA
$211/mo
nicole arias

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #A4646770
$245,900-1.2%
$140/sqft
-
Price change
Source: Stellar MLS #A4646770
$249,000-2.9%
$141/sqft
3/28/2025
Listed for sale
Source: Stellar MLS #A4646770
$256,500
$146/sqft

Neighborhood

13729 SE 89th Ave
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $245,900
$242,500 – $245,900
98.1% – 100% of listTops out right at the list price
80% of listList price
176 of the last 351 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 565 after a $10,600 cut.

Sample: 351 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,964/mo
Principal & interest$1,282
Property taxes$348
Insurance$123
HOA$211
Down payment20% · $49,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,900

$140 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,760 sq ft

Time on market

565 days

Year built

1998

Monthly payment

About $1,964/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,173 annual tax bill, insurance, and the $211/mo HOA fee.

HOA fee

$211/mo

Managed by nicole arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byNEW DOOR REAL ESTATE LLCListing agent: Alicia ArmstrongListing data from Stellar MLS, MLS# A4646770.

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