Overview
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About this home
12767 SE 97th Terrace Rd is a 2005-built home in Spruce Creek Gc, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,720 square feet of living space. Listed at $329,000 (about $191/sqft), 207 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.
Enjoy the view overlooking the nature preserve at Del Webb’s Spruce Creek Golf & Country Club. Highlights include a screened lanai and indoor laundry. Featuring a new roof installed in 2023 and fresh exterior paint completed on 3/17/26, this home comes with a generous seller credit for new flooring, appliances, or light fixtures. Residents have access to over 70 clubs, three pools and spas (both indoor and outdoor), a fitness center, tennis courts, pickleball, golf, dining options at Liberty Grille, and much more. It is conveniently located near The Villages with easy access to shopping, restaurants, and medical facilities. Move-in ready, this property is ideal as a primary residence, seasonal getaway, or investment—schedule your showing today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$329,000
$191 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,720 sq ft
Time on market
207 days
Year built
2005
Monthly payment
About $2,325/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,762 annual tax bill, insurance, and the $214/mo HOA fee.
HOA fee
$214/mo
Managed by Nicole Arias.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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