Overview
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About this home
3861 N Ringdove Pt is a 1972-built home in Indian Waters, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,224 square feet of living space. Listed at $499,000 (about $408/sqft), 228 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Crystal River WATERFRONT HOME NOT DAMAGED by Helene or Milton! NOT in City limits so great rental potential. Enjoy the property as often as you wish, then allow the rental income to cover expenses. Current owner grossed approx. $30K in 2025 and $15K is reflected so far for 2025 while they enjoy weekend get-aways! Over 1/4 acre directly on wide open water with protected dock plus onsite storage space for all the "toys". GREAT fishing right from your backyard! Cast a line while you watch the beautiful dolphins & manatees play and entertain you. Enjoy an easy, peaceful boat ride from your dock to Pete's Pier for gas and bait, great restaurants, Three Sister Springs or out to the Gulf. This beautifully remodeled 3/2 home boasts a new metal roof, new kitchen, new flooring, all fresh paint inside and out, plus updated bathrooms. Peaceful Crystal River is a Florida treasure! This is an opportunity to secure a permanent home, investment opportunity or weekend getaway. This gem is priced to sell!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$499,000
$408 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,224 sq ft
Time on market
228 days
Year built
1972
Monthly payment
About $3,476/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,498 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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