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About this home
3619 N Suwannee Pt is a 1972-built home in Indian Waters Unit 02, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,444 square feet of living space. Listed at $519,900 (about $360/sqft), 71 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Turnkey Crystal River waterfront vacation rental producing approximately $72,000 in gross rental income from March 2025 through March 2026. Offered fully equipped and ready for continued rental use, this 3-bedroom, 2-bath deep-water canal home provides an opportunity to step into an established income-producing property without the typical upfront work of furnishing, updating, and preparing a vacation rental. Furnishings, kayaks, appliances, and extensive guest-ready amenities are already in place, and a 1-year home warranty is included. The property is positioned around one of Crystal River’s biggest rental draws: direct waterfront access and the outdoor lifestyle guests come here to experience. The private dock can accommodate a boat up to approximately 30 feet and provides direct access to Kings Bay, with the Gulf of America approximately a 10-minute boat ride away. Guests can launch the kayaks right from the property, explore Kings Bay, encounter manatees, dolphins, and native wildlife, visit Three Sisters Springs and Hunter Springs, or spend the day boating and fishing for redfish, trout, snook, mangrove snapper, and offshore species. The location also gives vacation renters access to waterfront dining and entertainment without getting in the car. Popular destinations such as Crackers and the Tipsy Tarpon are accessible by boat, while Shell Island, public reefs, springs, and some of the area’s best boating and fishing are all within easy reach. Major improvements have already been completed, helping reduce the immediate capital expenditures often associated with acquiring a rental property. Updates include a 2023 roof, updated air conditioning and water heater, full plumbing repipe, sewer conversion, remodeled kitchen and bathrooms, new appliances, updated furnishings, and refreshed interior and exterior finishes. The open interior layout transitions into a fully fenced backyard designed for guest enjoyment, with a shaded pergola, fire pit, grill area, outdoor dining spaces, and direct access to the canal. The combination of waterfront access, boating, kayaking, fishing, wildlife, springs, and an established rental history gives this property multiple features that help attract Crystal River vacationers. Whether the goal is to continue operating it as a furnished vacation rental, use it as a second home that generates income when not in use, or simply own a waterfront retreat with proven rental performance, this property offers a rare combination of location, amenities, completed improvements, and approximately $72,000 in documented gross rental revenue over the referenced 12-month period.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Quick answers.
Price
$519,900
$360 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,444 sq ft
Time on market
80 days
Year built
1972
Monthly payment
About $3,382/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,932 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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