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Overview

3 bd2 ba1,444 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot10,934 sqft
Living area1,444 sqft
Price / sqft$360
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatFire Pit

3619 N Suwannee Pt is a 1972-built home in Indian Waters Unit 02, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,444 square feet of living space. Listed at $519,900 (about $360/sqft), 71 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Turnkey Crystal River waterfront vacation rental producing approximately $72,000 in gross rental income from March 2025 through March 2026. Offered fully equipped and ready for continued rental use, this 3-bedroom, 2-bath deep-water canal home provides an opportunity to step into an established income-producing property without the typical upfront work of furnishing, updating, and preparing a vacation rental. Furnishings, kayaks, appliances, and extensive guest-ready amenities are already in place, and a 1-year home warranty is included. The property is positioned around one of Crystal River’s biggest rental draws: direct waterfront access and the outdoor lifestyle guests come here to experience. The private dock can accommodate a boat up to approximately 30 feet and provides direct access to Kings Bay, with the Gulf of America approximately a 10-minute boat ride away. Guests can launch the kayaks right from the property, explore Kings Bay, encounter manatees, dolphins, and native wildlife, visit Three Sisters Springs and Hunter Springs, or spend the day boating and fishing for redfish, trout, snook, mangrove snapper, and offshore species. The location also gives vacation renters access to waterfront dining and entertainment without getting in the car. Popular destinations such as Crackers and the Tipsy Tarpon are accessible by boat, while Shell Island, public reefs, springs, and some of the area’s best boating and fishing are all within easy reach. Major improvements have already been completed, helping reduce the immediate capital expenditures often associated with acquiring a rental property. Updates include a 2023 roof, updated air conditioning and water heater, full plumbing repipe, sewer conversion, remodeled kitchen and bathrooms, new appliances, updated furnishings, and refreshed interior and exterior finishes. The open interior layout transitions into a fully fenced backyard designed for guest enjoyment, with a shaded pergola, fire pit, grill area, outdoor dining spaces, and direct access to the canal. The combination of waterfront access, boating, kayaking, fishing, wildlife, springs, and an established rental history gives this property multiple features that help attract Crystal River vacationers. Whether the goal is to continue operating it as a furnished vacation rental, use it as a second home that generates income when not in use, or simply own a waterfront retreat with proven rental performance, this property offers a rare combination of location, amenities, completed improvements, and approximately $72,000 in documented gross rental revenue over the referenced 12-month period.

The essentials

Built
1972
Price / sqft
$360
On market
80 days
Annual tax
$4,932
Flood zone
AE
Lot
10,934 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Waterfront
Canal - Brackish
2 car garage
0.25 acres
Lot size
1,444 sqft
Living area

Payment

Est. monthly payment
$3,382/mo
Down payment (20%)
$103,980
Property taxes
$411/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
10,934 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Waterfront
Canal - Brackish
Days on Market
80
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Fire Pit
Lighting
Private Mailbox
Convection Oven
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$4,932
Parcel #
17E-18S-17-0220-000D0-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Waters Unit 02
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
10,934 sqft
FloodZoneIn CountyLevelNear Golf CourseNear MarinaPaved

Price history

Date
Event
Price
7/21/2026
Listed for sale
Source: Stellar MLS #OM728967
$519,900
$360/sqft

Neighborhood

3619 N Suwannee Pt
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $519,900
$490,000 – $519,900
94.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 34428 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 80.

Sample: 65 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,382/mo
Principal & interest$2,711
Property taxes$411
Insurance$260
Down payment20% · $103,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$519,900

$360 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,444 sq ft

Time on market

80 days

Year built

1972

Monthly payment

About $3,382/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,932 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX PREMIER REALTYListing agent: Randy BarnesListing data from Stellar MLS, MLS# OM728967.

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